Best Banks for Gold Loan in Sirsa
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Sirsa Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low Gold loan interest rate and minimum documentation. Gold Loan has secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit for short-credit terms. Banks sanction Gold Loan easily because you repay the amount in the form of interest in a specific period. The amount of loan varies upon the purity of the gold.
Gold Loan Rate Per Gram Today in Sirsa
Gold Loan Rate Per Gram Today in Sirsa is as follows:
Updated - Gold Loan Per Gram Rate w.e.f Mar 29 2025 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Sirsa Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Sirsa Documents Required
- Signed Application form
- Certificate by the Jewel Appraiser (Bank will arrange)
- 2 recent passport size photographs (colored)
- Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
- Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
- Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16)
Gold Loan in Sirsa Eligibility Criteria
- The minimum age of the individual should be 21 years and a maximum of up to 60 years.
- Applicant should be salaried or self-employed
- Applicant should be an Indian National
Gold Loan Sirsa Agent and Contact Number
Dialabank is the leading agent for availing Gold Loan in Sirsa. You can easily apply gold loan online at Dialabank or give a call at 98789811644
Dialabank helps you to find the good option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Call 9878981144 and get instant help and approval for Gold Loan in Sirsa.
About Sirsa
The city of Sirsa is a municipal council in Sirsa district, the Indian state of Haryana. This is a town in the westernmost region of the state, bordering Punjab and Rajasthan. The Sarasvati River flowed in the area. Sirsa is said to be one of the oldest places in North India.
गोल्ड लोन सिरसा के बारे मे हिंदी मे जाने
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