Gold Loan Sircilla

AT 0.75%* INTEREST RATE
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    Gold Loan Sircilla

    Best Banks for Gold Loan in Sircilla

    Feature
    HDFC Bank
    Private Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Sircilla Featuresgold loan sircilla

    As the Gold loan is secured, one can avail it in 48 hours after the completion of the verification process. Gold Loan offers financial aid to its customers at an affordable rate of interest. The applicant needs to have a good source of income along with good credit history for a faster verification and loan approval process. Due to fluctuation in the market price of the gold, get a loan up to 75 percent of its market value.

    Gold Loan Rate Per Gram Today in Sircilla

    Updated - Gold Loan Per Gram Rate w.e.f Jan 07 2025

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Sircilla Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Sircilla Documents Required

    1. Idenity Proof(anyone)
    • Passport Copy
    • Driving License
    • Aadhaar Card
    • Voter ID Card

    2. Address Proof(anyone)

    • Ration Card
    • Telephone Bill
    • Rental Agreement
    • Passport Copy
    • Trade License
    • Shop License
    • Sales Tax Certificate

    3. Signature Proof(anyone)

    • Passport Copy
    • Driving License
    • Cheque
    • Banker’s verification

    4. 2 passport size photographs

    Additional Documents Required for Gold Loan Sircilla

    • Land Proof ( For Agriculture Loan exceeding Rs. 1 lac; not required for allied farming purposes).
    • A Demand Promissory Note.
    • Certification by Jewel Appraiser (Bank will arrange).
    • Income Proof (Salary Certificate and Form No.16)

    Gold Loan in Sircilla Eligibility Criteria

    • Age Limit: 21-60 years
    • Nationality: Indian

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Sircilla

    Online Process to Apply for Gold Loan Sircilla
    • Apply for the Gold Loan via Dialabank.
    • Fill a simple form online, accessible on our website.
    • One of our executives will get in contact with you very soon.
    • Document pick up facility convenient from your doorstep.

    For more information about Gold Loan Sircilla, you can contact 9878981166.

    Dialabank is taken as the best platform to apply for a gold loan online as:

    • We are India’s first financial helpline aiming to offer the best financial services to our customers.
    • We charge zero supplementary charges to apply for a gold loan online on our website.
    • One can get a high LTV of the gold along with the complete security of their jewels.
    • The bank also has a good reputation among its customers due to its safe and secure services.
    • Apply with us to get a low Gold Loan Interest Rate.
    • We offer a document pickup facility from the doorstep of the customer.
    • Negligible documentation is required for the process.
    • Relationship Managers are instructed thoroughly to serve you in the entire process.
    Offline Process to Apply for Gold Loan Sircilla

    The applicant can also avail of Gold Loan Sircilla from the nearby branches. To do so,

    • Search Gold Loan near me on google.
    • All the branches of banks and finance companies offering loans near you will appear.
    • Pick them as per your preference and knowledge.
    • Visit the bank branches and apply for the loan.

    Processing Fees / Prepayment Charges on Gold Loan Sircilla

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Sircilla

    Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan Sircilla application. So, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them need a minimum score of 700-750 to process the application.

    Most of these institutions also take previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create an obstacle for availing a fresh loan.

    Gold Loan Sircilla Agent and Contact Number

    One of the most trusted and leading gold loan agents in India is Dialabank. We help you in finding the best alternative by offering a detailed and structured market comparison of different banks. So you do not need to worry about the complex processing of gold loan; just make the right choice!

    Visit our website and fill the application form using your details. Afterward, our Customer Relationship Manager will get in touch with you for further gold loan processing.

    Gold Loan Sircilla Contact Number

    Call 9878981166 or login to Dialabank for instant help and immediate approval of the loan.

    Pre Calculated EMI Table for Gold Loan Sircilla

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Sircilla

    The town of Sircilla is a municipality located on the banks of River Manair in Karimnagar district, Telangana. The name has been derived from Sirishala. Also known as ‘Textile Town’, this place is famous for its textile industries, power loom business, dyeing units, etc. With a population of nearly 1,07,778, the town has a Hindu majority of 92%, Muslim 6%, and 2% others. Telegu is the regional language of the natives of Sircilla.

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.