Major Gold Loan Providers in Shirwal
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Shirwal Features
Whenever you’re in want of instant money, perpetually opt for Gold Loan because it is fast, convenient, and stress-free. Besides, the loan is secured against gold therefore less documentation is required and you get your authorization at intervals 48 hours once the completion of the method of verification.
Gold Loan Shirwal comes with assist at the most effective potential interest rates for its shoppers. to avail of a Gold loan, the shopper must stand with a set and smart supply of financial gain additionally as decent credit history, this can even create the method of verification and authorization faster.
Moreover, keeping into thought the gold market price fluctuation, you’ll avail of a loan quantity of up to 75 % of the market price of gold.
Gold Loan Shirwal Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Shirwal
- Proof of Address is any of the following: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade license /Shop & EST. License/Sales Tax certificate.
- Proof of Identity is any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Proof of Signature is any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan Shirwal
- A Demand note.
- Certification received by the Jewel Appraiser (Bank can arrange).
- Proof of Income: Regular payment Certificate and Form No.16
- Proof of Land: within the case of Agriculture Loan of quite Rs. 1 lac. The proof isn’t needed for allied agriculture functions.
Eligibility Criteria for Gold Loan Shirwal
- Must be an Indian National.
- The minimum age must be 21 years and a maximum of up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Shirwal
Online Process to Apply for Gold Loan Shirwal
Applying for the HDFC Bank Gold Loan at Dialabank, you need to proceed for the web method. A simple online type must be crammed to the begin. After that, you may receive a decision from our representative for more help. what is more, you may get a sill document pick-up facility.
For more info, 9878981166 may be contacted.
Dialabank is the best platform to use for a gold loan online as:
- Dialabank is India’s first money helpline; it comes with quality money services to customers across the country.
- Dialabank guides the purchasers freed from price. That is, there are not any further charges of applying for a gold loan online on the web site of Dialabank.
- A high LTV of your gold could be a promise.
- The bank holds a decent name amongst its customers because of its best and fast services.
- If you’re applying for a gold loan through Dialabank, then you’ll acquire an occasional HDFC Gold Loan Interest Rate.
- Dialabank offers the shoppers a sill document pickup facility to ease the method.
- Also, after you apply for a gold loan through Dialabank, little documentation is required.
- Our Relationship managers area unit trained so that they will guide and assist you properly within the method of Gold Loan.
Offline method to use for Gold Loan Shirwal.
Offline Process to Apply for Gold Loan Shirwal
An offline method is additionally associate degree possibility for the candidates wish to proceed with the assistance of the close branches. Well, for that, you’ll search Gold Loan close to ME on google. an inventory of all the branches of banks and finance firms that area unit providing loans close to you may seem. you may get to opt for amongst the offered choices per your data and knowledge, however, Dialabank will create your half easier by doing it for you in a very higher manner.
Then you may get to visit numerous departments to use for the loan a lot of visits over and over more before the loan gets approved.
Some banks and finance firms with a lot of quicker service and method embrace HDFC Gold Loan branches and Muthoot Gold Loan branches. You can conjointly avail of gold loans from HDFC Gold Loan Branches. additionally on find a branch that’s close to you, look for Muthoot Gold Loan close to ME. Google can show all the Muthoot Gold Loan Branches close to you.
Processing Fees / Prepayment Charges on Gold Loan Shirwal
CIBIL Score Required for Gold Loan Shirwal
The CIBIL Score of the applicant plays a crucial role within the approval of a loan. All the institutes in Shirwal prefer using a pre-determined criteria of the minimum CIBIL score required to process an application. Therefore, before you select to use for a gold loan, confirm that you just have a good score as a minimum of 750 is required by most establishments.
Besides a decent CIBIL score, a review of your previous loans which includes the sort of loan and also the quantity borrowed. Along with this, any delayed payment within the previous loan can directly affect your possibilities of getting a new loan. Hence, confirm that your CIBIL score is good before area unit applying for a loan!
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.