Gold Loan Shamshabad

AT 0.75%* INTEREST RATE
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    Gold Loan Shamshabad

    Major Gold Loan Providers in Shamshabad

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Shamshabad Features

    gold loan Shamshabad

    Are you running out of cash?

    Do you feel a need to take a loan?

    If you are considering taking a loan, a gold loan is the best available option for you. Since gold loans are secured you need minimum paperwork to get it verified and approved.

    Why Gold Loan Shamshabad?

    Gold Loan Shamshabad has only aimed to provide financial assistance to the customers at the best affordable interest rates. Though getting a gold loan is easy. One should have a good credit history along with a sufficient source of income to stay on a safer side. Also, you can get a gold loan if you have a gold article.

    Besides, you will get a gold loan of up to 75 percent of the market value of gold. This happens due to the inconsistent market price of gold.

    Gold Loan Shamshabad Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Shamshabad

    • Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque (any of them)
    • Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport/Trade license /Shop & Est. License/Sales Tax certificate(any of them)
    • Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar(any of them)
    • Two passport-sized photographs.

    Additional Documents Required for Gold Loan Shamshabad

    1. Income Proof: Salary Certificate and Form No.16
    2. A Demand Promissory Note.
    3. Certificate by the Jewel Appraiser (Bank will provide).
    4. Land Proof: No proof is required for an Agriculture Loan of more than 1 lac Indian rupees.

    Eligibility Criteria for Gold Loan Shamshabad

    1. The loan applicant’s nationality must be Indian.
    2. The minimum age of the person should be above 21 years and the maximum of up to 60 years.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Shamshabad

    Online Process to Apply for Gold Loan Shamshabad

    Apply for the Gold Loan at Dialabank easily by visiting the website.

    Just go to the online portal and fill the online form with your particulars

    Then our representative will revert in some time and provide you with the necessary details.

    For any queries, you can contact our team on 9878981166 anytime.

    Dialabank is the best way of applying gold loans online. There are a number of perks as described below:

    1. Dialabank is India’s first financial helpline that provides amazing client services to every Indian customer.
    2. Dialabank helps customers for free. We don’t charge any additional money from the customer for applying for a gold loan through our portal.
    3. The most important thing is that you will get a high LTV of your gold.
    4. While applying online on Dialabank, the least amount of paperwork is required.
    5. We provide the document pick-up facility from the doorstep of the customers.
    6. Moreover, the bank has a good prominence among the customers because it provides the quickest services.
    7. If you are applying for a gold loan on Dialabank, then you may get a low-interest rate from the top Indian banks.
    8. After all, the communication executives are trained energetically to guide and help you in the entire proceeding of Gold Loan.

    Offline Process to Apply for Gold Loan Shamshabad

    The applicant can apply offline by searching the nearest local gold loan branches on Google. Google will enlist the banks and NBFCs that deal with the same. The applicant may prefer to apply for the loan in local branches by contacting them. But, here Dialabank provides a structured market comparison to take your decision wisely without getting influenced by any marketing technique.

    Once you apply to a bank , you need to visit again and again until the loan is approved. Thus, it drains a lot of your important time which you could use for any other activity. For better speed, Dialabank provides the document pick-up facility for fast services.

    Processing Fees / Prepayment Charges on Gold Loan Shamshabad

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Shamshabad

    A good CIBIL score is required for taking a loan. But for gold loans, a gold ornament/ article is the only prerequisite.  Thus, no CIBIL score is required for Gold Loan Shamshabad.

    Gold Loan Shamshabad Agents

    The most reliable and sensible agents for gold loan agents in Shamshabad is Dialabank. You can apply at Dialabank or give a call at 9878981166

    Dialabank will always support you to choose the best option for the application of your loans. Our company represents the crystal clear image and without biases, we provide a detailed comparison to choose the right bank for you. You need to visit our website, fill a simple form, and we’ll help you out.

    Gold Loan Shamshabad Contact Number

    Call 9878981166 and get instant help and get the easy approval of your Gold Loan in Shamshabad.

    Pre Calculated EMI Table for Gold Loan Shamshabad

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Shamshabad

    In the Telangana state of India, Shamshabad is a town and headquarters of Ranga Reddy district. Located in the Shamshabad Mandal of Rajendranagar’s revenue division, this town is famous for the International airport of the state capital, Hyderabad.

    Gold loan in other Cities

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.