Major Gold Loan Providers in Shamshabad
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Shamshabad Features
Are you running out of cash?
Do you feel a need to take a loan?
If you are considering taking a loan, a gold loan is the best available option for you. Since gold loans are secured you need minimum paperwork to get it verified and approved.
Why Gold Loan Shamshabad?
Gold Loan Shamshabad has only aimed to provide financial assistance to the customers at the best affordable interest rates. Though getting a gold loan is easy. One should have a good credit history along with a sufficient source of income to stay on a safer side. Also, you can get a gold loan if you have a gold article.
Besides, you will get a gold loan of up to 75 percent of the market value of gold. This happens due to the inconsistent market price of gold.
Gold Loan Shamshabad Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Shamshabad
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque (any of them)
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport/Trade license /Shop & Est. License/Sales Tax certificate(any of them)
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar(any of them)
- Two passport-sized photographs.
Additional Documents Required for Gold Loan Shamshabad
- Income Proof: Salary Certificate and Form No.16
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will provide).
- Land Proof: No proof is required for an Agriculture Loan of more than 1 lac Indian rupees.
Eligibility Criteria for Gold Loan Shamshabad
- The loan applicant’s nationality must be Indian.
- The minimum age of the person should be above 21 years and the maximum of up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Shamshabad
Online Process to Apply for Gold Loan Shamshabad
Apply for the Gold Loan at Dialabank easily by visiting the website.
Just go to the online portal and fill the online form with your particulars
Then our representative will revert in some time and provide you with the necessary details.
For any queries, you can contact our team on 9878981166 anytime.
Dialabank is the best way of applying gold loans online. There are a number of perks as described below:
- Dialabank is India’s first financial helpline that provides amazing client services to every Indian customer.
- Dialabank helps customers for free. We don’t charge any additional money from the customer for applying for a gold loan through our portal.
- The most important thing is that you will get a high LTV of your gold.
- While applying online on Dialabank, the least amount of paperwork is required.
- We provide the document pick-up facility from the doorstep of the customers.
- Moreover, the bank has a good prominence among the customers because it provides the quickest services.
- If you are applying for a gold loan on Dialabank, then you may get a low-interest rate from the top Indian banks.
- After all, the communication executives are trained energetically to guide and help you in the entire proceeding of Gold Loan.
Offline Process to Apply for Gold Loan Shamshabad
The applicant can apply offline by searching the nearest local gold loan branches on Google. Google will enlist the banks and NBFCs that deal with the same. The applicant may prefer to apply for the loan in local branches by contacting them. But, here Dialabank provides a structured market comparison to take your decision wisely without getting influenced by any marketing technique.
Once you apply to a bank , you need to visit again and again until the loan is approved. Thus, it drains a lot of your important time which you could use for any other activity. For better speed, Dialabank provides the document pick-up facility for fast services.
Processing Fees / Prepayment Charges on Gold Loan Shamshabad
CIBIL Score Required for Gold Loan Shamshabad
A good CIBIL score is required for taking a loan. But for gold loans, a gold ornament/ article is the only prerequisite. Thus, no CIBIL score is required for Gold Loan Shamshabad.