Best Banks for Gold Loans in Shamgarh
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Shamgarh Features
Short of cash? And don’t know what to do?
We have a solution for you and that is GOLD LOAN!
This loan is very easy to apply as it requires very little paperwork. It is a secured loan and it can be approved in 2-3 hours after the verification procedure is done.
Gold Loan Shamgarh provides financial aid to the person at very reasonable interest rates. In order to get a gold loan, the person needs to have good financial income, which will make the verification process faster and quicker.
You will get a loan of up to 75% of the market price of gold. This is because of the changes that occur in the market price of gold as they vary from time-to-time.
Gold Loan Rate Per Gram Today in Shamgarh
Updated - Gold Loan Per Gram Rate w.e.f Mar 14 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Know more about Gold loan per gram.
Gold Loan in Shamgarh Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Know more about Gold loan interest rates.
Gold Loan in Shamgarh Documents required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card(any 1)
- 2 passport sized photographs.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque (any 1)
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate(any 1)
Additional Documents Required for Gold Loan Shamgarh
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. {The proof is not required for allied agriculture purposes}
- A Demand Promissory Note.
- Income Proof: Salary Certificate and Form No.16
- Certificate by the Jewel Appraiser (Bank will arrange).
Eligibility Criteria for Gold Loan Shamgarh
- The age of the individual: 21 years(minimum), 60 years(maximum)
- Applicant’s country of origin must be Indian
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Shamgarh
Online Process to Apply for Gold Loan Shamgarh
Easily apply for the Gold Loan at Dialabank.
Just fill the online form.
Then our representative will call you and provide all the necessary details.
For more information, feel free to contact our team on 9878981166 anytime.
Dialabank is an amazing way of applying for gold loans online. There are a number of benefits as described below:
- Dialabank is India’s first financial helpline that provides amazing financial services to every customer in the country.
- Dialabank helps customers without any personal charges. We don’t charge any extra fees from the customer for applying for a gold loan on the website of Dialabank.
- The Most Important thing is that you will get a high LTV of your gold.
- In addition to it, the bank has a well-known reputation amongst the customers because it has great and quickly accessible services available.
- If you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
- While applying via Dialabank, very little paperwork is required.
- Lastly, the Relationship managers are trained properly to guide and help you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Shamgarh
The applicant has a choice to apply for the loan in local branches too. For that purpose, the applicant needs to visit google and search for GOLD LOANS NEAR ME. Then you will have to compare and check all the details and then choose the correct option. But Dialabank can do this whole process quicker and in a very better manner. So instead of wasting a lot of time searching, put your workload on Dialabank that too free of cost. We are always available as your best guide.
Processing Fees / Prepayment Charges on Gold Loan Shamgarh
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Shamgarh
No CIBIL score is needed for Gold Loan Shamgarh