Gold Loan Serampore

Best Banks for Gold Loan in Serampore

Gold Loan Serampore Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily because you repay the amount in the form of interest in installments. The amount of loan varies upon the purity of the Karats of gold.

Gold Loan Rate Per Gram Today in Serampore

Gold Loan Serampore Interest Rates 

 Gold Loan in Serampore Documents required

1. Signed Application form
2. 2 recent colored passport size photographs of the applicant
3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
4. Land Proof: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
5. Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
6. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
7. Certificate by the Jewel Appraiser (Bank will arrange)
8. A Demand Promissory Note.
9. Income Proof (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Serampore 

1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
2. Applicant should be an Indian National
3. Applicant must be salaried or self-employed

How to Apply for Gold Loan Serampore

Online Process to Apply for Gold Loan Serampore

• You can apply for the Gold Loan at Dialabank online in no time
• It is an easy and convenient process.
• You have to fill an online form.
• Our relationship manager will then contact you for any assistance required
• You can also avail of a document pick up facility from your doorstep.
• Call on 9878981166 to get to know more

Dialabank is considered as the best platform to apply for a Gold Loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2.  Dialabank provides a document pickup facility from the doorstep of the customer.
3. There is no processing fee or additional charges for availing the service through Dialabank
4. The Relationship managers of Dialabank are well trained and informed
5. Gold Loans can be availed at a low Gold loan interest rate with minimum documentation requirement

Offline Process to Apply for Gold Loan Serampore

If an applicant wants to avail Gold loan per gram through the offline process, they can do so by physically visiting the nearest branch of any bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Serampore

CIBIL Score Required for Gold Loan Serampore

Most of the major banks and NBFCs offer Gold Loan without a CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.