Gold Loan Sawaimadhopur

Best Banks for Gold Loan in Sawaimadhopur

Gold Loan Sawaimadhopur Features

Now you can avail Gold Loan Sawaimadhopur having the following features:

1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
2. You get 100% Safety & Collateral of your Gold Jewellery.
3. Get your loan processed within 30 minutes.
4. Enjoy Anytime Liquidity in Gold Loan Sawaimadhopur.
5. No EMI, Service only Interest and enjoy the Loan facility.
6. Lower Interest Rates in Gold Loan Sawaimadhopur.
7. Simple documentation and fast processing happen in Gold Loan Sawaimadhopur.
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Sawaimadhopur

You can check gold loan per gram rate at: Gold Loan Per Gram Rate

Gold Loan in Sawaimadhopur Interest Rates and Charges  

To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan in Sawaimadhopur Documents Required

1. One Proof of Identification is imperative: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. At least one Address Proof is required of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Sawaimadhopur

1. Land Proof is essential while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is avoidable for farming use.
2. A Demand Promissory Note.
3. Credentials by the Jewel Appraiser (Bank will arrange it for you).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Sawaimadhopur Eligibility Criteria

1. The minimum age specifications of the consumer should be 21 years and a maximum of up to 60 years.
2. The applicant should have Indian nationality.

How to Apply for Gold Loan Sawaimadhopur

Online Process to Apply for Gold Loan Sawaimadhopur

You can apply for the Gold Loan Sawaimadhopur at Dialabank. The process is straightforward. Fill a simple form with us.

After that, you will get a call back from our executive. For more information about Gold Loan Sawaimadhopur, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. The reasons behind this are:

1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
2. The bank has a good reputation among the customer’s cause of its best services.
3. While applying for a gold loan through Dialabank, less paperwork is required.
4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Rate of Interest on Gold Loan.
7. Also, Dialabank proffers a document pickup facility from the doorstep of the customer.
8. One more important thing is that Dialabank guides the customers at no cost. 

Offline Process to Apply for Gold Loan Sawaimadhopur

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a Gold Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Sawaimadhopur

CIBIL Score Required for Gold Loan Sawaimadhopur

Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Sawaimadhopur, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.