Gold Loan Santosh Nagar

Best Banks for Gold Loan in Santosh Nagar

Gold Loan Santosh Nagar Features

Now you can avail Gold loan online Santosh Nagar having the following features:

1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
2. You get 100% Safety & Collateral of your Gold Jewellery.
3. Get your loan processed within 30 minutes.
4. Enjoy Anytime Liquidity in Gold Loan Santosh Nagar.
5. No EMI, Service only Interest and enjoy the Loan facility.
6. Lower Interest Rates in Gold Loan Santosh Nagar.
7. Simple documentation and fast processing happen in Gold Loan Santosh Nagar.
8. The overdraft limit is dependent on the market value of gold.
9. The rate of interest is payable the only amount of the overdraft that you make use of.

Gold Loan Rate Per Gram Today in Santosh Nagar

Gold Loan in Santosh Nagar Interest Rates and Charges  

Gold Loan in Santosh Nagar Documents Required

1. Anyone Proof of Identity is mandatory: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. At least one Address Proof is imperative: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Santosh Nagar

1. Land Proof is mandatory when you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not essential for allied agriculture purposes.
2. A Demand Promissory Note.
3. Authorization by the Jewel Appraiser (Bank will collect it for you).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Santosh Nagar Eligibility Criteria

1. The minimum age qualification for the individual should be 21 years and a maximum of up to 60 years.
2. The applicant should have Indian nationality.

How to Apply for Gold Loan Santosh Nagar

Online Process to Apply for Gold Loan Santosh Nagar

You can apply for the per gram Gold Loan  Santosh Nagar at Dialabank. The process is straightforward. Just fill out a form with Dialabank and avail offers.

After that, you will get a call from our operator. For more information about Gold Loan Santosh Nagar, you can call on 9878981166.

Dialabank is considered as the best plan to apply for a gold loan online. The reasons behind this are:

1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
2. The bank has a good reputation among the customer’s cause of its best services.
3. While applying for a gold loan through Dialabank, less paperwork is required.
4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
7. Also, Dialabank provides a document pickup facility from the doorstep for its customers.
8. One more important thing is that the Dialabank guides the customers charge-free.

Offline Process to Apply for Gold Loan Santosh Nagar

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a interest rates on gold loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Santosh Nagar

CIBIL Score Required for Gold Loan Santosh Nagar

Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Santosh Nagar, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.