Gold Loan Sambalpur

Best Banks for Gold Loan in Sambalpur

Gold Loan Sambalpur Features

Gold Loans are now pretty easy and less time-consuming to avail of as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

Gold Loan Sambalpur Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Sambalpur – Dec 22 2024

Gold Loan Eligibility Criteria in Sambalpur

Documents for Gold Loan Sambalpur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Sambalpur

1. An individual must be 21 years old.
2. An individual must not be more than 60 years of age.
3. The applicant must have Indian nationality.

How to Apply for Gold Loan Sambalpur

Online Process to Apply for Gold Loan Sambalpur

• You can apply for the Gold Loan at Dialabank.
• It is less time-consuming and convenient.
• Fill an online form with personal details.
• Our relationship manager will then contact you for further assistance.
• You can also avail of a document pick-up facility from your doorstep.
• For any information about the gold loan, you can call on 9878981166.

Offline Process to Apply for Gold Loan Sambalpur

You can visit the branches near your location to avail gold loan per gram Sambalpur. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Sambalpur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Sambalpur

Most of the major banks and NBFCs offer Gold loans irrespective of the CIBIL score. The applicant should have all the necessary documents and should fulfil the eligibility criteria. The customers can check CIBIL scores for themselves too.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Sambalpur

Gold Loan Howrah FAQs

✅ What is a gold loan?

The gold loan also referred to as a loan against gold, is a type of secured loan that a person can avail by keeping their gold ornaments as collateral security with the lender. Unlike other secured loans like car loans or home loans, a gold loan can be used for any purpose.

✅ How to get a loan in Sambalpur?

To get a loan in Sambalpur, a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar card, pan card, or they can fill an inquiry form online at Dialabank digital platform for better convenience and personalized assistance.

✅ Is there any fee payable for the Gold Loan?

Yes, you have to pay the loan processing fee (non-refundable) as well as the Valuation fee.