Gold Loan Sailu

Gold Loan Sailu

AT 0.75%* INTEREST RATE
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Major Gold Loan Providers in Sailu

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan has become a word of mouth these days. Whether it is a higher or a lower tiered city – individuals are turning more towards securing gold with banks and NBFCs.

The method for swearing of cash against gold is accessible from antiquated days but nowadays the by and large prepare has ended up to be more formal and straightforward with the entry of composed budgetary related players.

A few decades back, the gold credit was a high-cost undertaking, something around 30-50% but now organized players within the advertise (banks and NBFCS) offer the credit at 1%* per month.

There are no prepayment charges in Gold Loan Sailu.
It requires negligible documentation as compared to other loans.
Easy availablity of loan.
No requirement of credit checks for Gold Loan Sailu,
Simple Strategy to induce a loan.
No EMI, benefit as it were interest is to be charge.
Very negligible Documentation required.
Gold Loan Sailu does not require any cosigner.
It includes straightforward and hassle-free methods for fast Credit approval.
The candidate ought to have alternative to pay as it were interest amid the residency of the loan.
An individual ought to have a least of 20 Gram gold to profit the Loan. No reprimands are included in Gold Loan Vanasthalipuram In-house gold evaluation.
Available of advance is within 30-60 Minutes.

Know More: Gold Loan Features

Benefits of Gold Loan Sailu

Quicker processing
Payment of interest is a choice
Lower interest rate
No handling expenses on Gold Loan Sailu
Low or no dispossession charges
No-income confirmation required
Bad loan history not an issue
Complete security of gold

Know More – Gold Loan Benefits

Gold Loan Sailu Interest Rates

The below table shows the Gold loan interest rates provided by various banks

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Documents for Gold Loan Sailu

Identity Proof : Passport Copy/ Driving License/Aadhaar card/Voters ID card.
Address Proof : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof : Passport Copy/Banker’s verification/Driving License/cheque.
Photograph requirement : 2 passport size photographs.

Additional Documents Required for Gold Loan Sailu

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (to be handled by the bank).
Income Proof Requirement : Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Sailu

The least loan sum for taking a gold loan credit is Rs. 25,000.
The greatest loan sum will depend upon the weight of the gold, profile of the client, etc.
Minimum age requirement of candidate: 21 years
Maximum age requirement of candidate at loan advance development: 65 years Gold gems ought to be possessed by the candidate or any of the family individuals.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Sailu

Online Process to Apply for Gold Loan Sailu

A borrower must yield a brief application form to the Moneylender with Gold assets.

The Credit is authorized after checking the genuineness of the gold.

A individual can effortlessly apply online on Dialabank. The procedure is exceptionally simple and hassle-free. The documentation process is exceptionally less as well.

Know More – Top Reasons why Gold Loan is the best borrowing option

Offline Process to Apply for Gold Loan Sailu

The candidate moreover has an alternative to avail Gold Loan Advance from the adjacent branches. To do so, search for Gold Loan providing branches on google. It’ll enroll all the branches of banks and back companies giving loans near you. You can wish to choose them in correspondence to your inclination and information.

Dialabank can do that for you in a faster and way better manner. Then you’ve got to visit those offices and apply for Gold Loan.

You can profit loan advances from HDFC Gold Loan Credit Branches. As well as to discover a department that’s adjacent, search for Muthoot Gold Loan nearby. Google will enroll all the Muthoot Gold Credit Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Sailu

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score for Sailu

CIBIL Score is a 3-digit numeric rundown of your loan credit history. Each loaning institution has its criteria for the least CIBIL score which is mandatorily required to prepare a Gold Loan application. Most of the associations require a least score of 900 to handle your credit application.

Sometimes, these instituitions might not look your CIBIL score but at your loan credit exchange history, that’s how quickly and up to date you’ve been in paying off your past loan advances. In the event, if you have got a great record of paying off your credit bills at that point it might make it simpler for you to profit a gold loan advance. Delays in paying off your past advances can moreover act as an obstruction in availing your fresh loan advance.

Know more about CIBIL Score

Gold Loan Sailu Agents

Avail your Gold Loan with the most trusted and reliable agents from Dialabank. You can apply online at Dialabank or give a call at 9878981166.

Dialabank helps you find the best alternative between multiple banks and NBFCs by providing you with a comprehensive and standardized market analysis of various banks so you don’t have to think about the complicated details and process you need to go through, and so you can make the right choice.

Visit our website at Dialabank and fill out an application form, requesting some information and our customer managers will assist you further.

Gold Loan Sailu Contact Number

Call 9878981166 and avail your Gold Loan per gram with complete assistance with Dialabank operators.

Pre Calculated EMI Table for Gold Loan Sailu

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466