Gold Loan Saharanpur

Major Gold Loan Providers in Saharanpur

Gold Loan Saharanpur Features

Gold Loans are now pretty easy and less time consuming to avail of as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed. Generally, people opt for Gold Loan for the financial help of short-term credit against their precious valuables such as Gold.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

Gold Loan Saharanpur Interest Rates Dec 16 2024

Gold Loan Per Gram For All Major Bank in Saharanpur Dec 16 2024

Gold Loan Eligibility Criteria in Saharanpur

Documents for Gold Loan Saharanpur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Saharanpur

1. The age of the applicant should be between 21 to 60 years.
2. The nationality of the applicant must be Indian.
3. He/She should be a self-employed or salaried person.

How to Apply for Gold Loan Saharanpur

Online Process to Apply for Gold Loan Saharanpur

The process of availing a gold loan is simple with Dialabank. You can contact 9878981144 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:

• Visit our site www.dialabank.com.
• Enter your details and fill the form.
• Our relationship manager will call and assist you through the entire process.

Dialabank is considered the best platform to apply for a gold loan online because:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3. Gold Loans can be availed at a low rate of interest with a minimum documentation requirement
4.  Provision of document pickup facility at the doorstep.
5. There is no processing fee or additional charges for the service.
6. The Relationship managers of Dialabank are well trained and informed.

Offline Process to Apply for Gold Loan Saharanpur

You can visit the branches near your location to avail gold loan per gram Saharanpur. But, that would reduce your chances of availing of the best offers. Also, you would not get a pick-up facility for your documents that is available only with Dialabank.

Processing Fees / Prepayment Charges on Gold Loan Saharanpur

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Saharanpur

Most of the major banks and NBFCs that offer Gold Loan do not require a CIBIL score. The applicant should have all the necessary documents and should fulfil the eligibility criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Saharanpur