Gold Loan Rourkela

Major Gold Loan Providers in Rourkela

Gold Loan Rourkela Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit and the repayment can be done in the form of interest as installments. Banks sanction Gold Loan easily considering the fact that you provide the necessary documents and fulfill the eligibility criteria.

Gold Loan Rourkela Interest Rates – Dec 23 2024

Gold Loan Per Gram For All Major Bank in Rourkela – Dec 23 2024

Gold Loan Eligibility Criteria in Rourkela

Documents for Gold Loan Rourkela

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Rourkela

1. The age of the applicant should be a minimum of 21 years and maximum to 60 years.
2. Applicant should be an Indian National

How to Apply for Gold Loan Rourkela

Online Process to Apply for Gold Loan Rourkela

• Gold Loan per gram can be availed through Dialabank by just following a few steps.
• Fill a form online by providing the necessary details like- name, address, gold quantity, etc.
• Our relationship manager will then contact you for further assistance and guide you properly.
• You can also ring on 9878981166 anytime you want.

Dialabank is considered as the best platform to apply for a gold loan online. The various reasons are:

1. Dialabank is India’s leading business helpline; it gives the best business help to customers all over the nation.
2. Gold Loans can be availed at a reasonable gold loan interest rate with minimum documentation requirement
3.  A pickup facility of the documents is available. You only need to visit the bank for gold deposit.
4. There is no processing fee or additional charges that are charged on the applicant for applying for a gold loan.
5. The Relationship managers of Dialabank are trained well to assist the customer without any hesitance.

Offline Process to Apply for Gold Loan Rourkela

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some manual efficiency.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you accordingly.

Processing Fees / Prepayment Charges on Gold Loan Rourkela

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Rourkela

CIBIL score is not a necessity for applying for a gold loan. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Rourkela

Gold Loan Rourkela FAQs

✅ What is the best online platform to get a Gold Loan?

Dialabank is the best platform to get any type of loan. Dialabank will provide you with a hassle-free process as well as the lowest interest rate in the market with detailed comparison.

✅ What is a Gold Loan?

The gold loan also termed as ‘Loan Against Gold’ is a type of secured loan a person can avail by keeping their gold ornaments/jewellery as collateral/security with the lender. Unlike other secured loans like car loans and home loans, a gold loan can be used for personal use and any purpose.

✅ How to calculate the Gold Loan interest rate formula?

The gold loan interest rate formula depends upon different factors: loan amount, loan tenure, quality of gold, relation with the bank/lender, and (LVR) loan to value ratio. All banks calculate the rate of interest differently.