Major Gold Loan Providers in Renigunta
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Renigunta Features
Gold Loan is one of the safest and trusted alternative among other loan choices for customers looking for quick cash. Gold Loan is a fundamental and very basic type of loan, with nominal documentation.
Gold Loan is offered by several banks and NBFCs in respect to your gold. Users can be benefitted from attractive loan offers and affordable interest rates which they can pay easily.
Also, the Gold Loan amount can be utilized at any place, for instance, purchasing an electronic item or in some other important payment, which keeps you away from the obligation duty.
Gold Loan Renigunta Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Renigunta
- Signature Proof can be a Passport Copy/Driving License/Banker’s verification/cheque.
- 2 latest passport size photos.
- Proof of Identity Like a Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Residence Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license).
Additional Documents Required for Gold Loan Renigunta
- Land Proof if the Agriculture Loan is worth more than Rs. 1 lac.
- Proof not required in case of allied agriculture purposes.
- A Demand Promissory Note is a must.
- Jewel Appraiser Certificate (Bank will look after).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Renigunta
- The age of the client must be 18 or above.
- The client should be an Indian tenant.
- Client age should not exceed 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Renigunta
Online Process to Apply for Gold Loan Renigunta
First, the customer needs to fill a basic form on the Dialabank website.
From that point forward, Our agent will contact you within a few working hours.
Also, we will get your documentation pickup done from your doorstep.
For more information, you can approach us at 9878981166.
Dialabank is one of the best stages to visit at to apply for a gold advance online. There are many reasons for this, some of them are:
- Dialabank is India’s first money related helpline; it offers the best budgetary types of assistance to clients everywhere throughout the nation.
- Dialabank guides its clients free of cost. That is, we do not charge any hidden or extra charges for applying for a gold loan on Dialabank.
- Customers can be assured to get a high LTV of their gold.
- Dialabank has a good image among the clients on the basis of its best and quick services.
- Dialabank provides document pickup from the doorstep of the client to ease the process.
- Lastly, our Relationship directors are experienced very well to guide and serve customers during the whole Gold Loan application process.
Offline Process to Apply for Gold Loan Renigunta
The customer also has an alternative to applying for a Gold Loan offline from the nearby branches of the institutions. To do so, simply search Gold Loan close to me on google. This will enlist all the banks and NBFCs offering gold loans near to you.
The customer has to choose the option according to his convenience and information, however, Dialabank can help you do that in an easier and better way.
Processing Fees / Prepayment Charges on Gold Loan Renigunta
CIBIL Score Required for Gold Loan Renigunta
CIBIL score is considered by every foundation which analyzes your profile to process a gold loan application. Major institutions require at least a score of 750 or above to process your loan application.
Not only your CIBIL score is checked. A few organizations also analyze your behavior in the past loans taken. This may include the type of loan taken, how sincerely you managed to pay the interest rates, and others.
Any deferral in payment of your past credits would make your chances low in an attempt to apply for another fresh loan.