Gold Loan Reasi

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loans in Reasi

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Reasi Features

Are you running short out of reserves? Do not bother Gold Loan is open for you with exclusive benefits. This loan is secured in nature with insignificant documentation and limited paperwork and customs. This loan can be quickly appreciated in 2-3 hours after the KYC confirmation method.

Gold Loan is a secured loan that grants an economic benefit to the clients at affordable interest rates. To get an on-the-spot Gold Loan, the candidate must have a Gold ornament that can be provided to the bank as a security against the loan.

Moreover, there is no end-use restraint on the management of the Gold Loan loan amount. You can use this loan amount wherever you want to consume as per your desires and requirements.

Gold Loan Rate Per Gram Today in Reasi

Check gold loan per gram rate at dialabank

Updated - Gold Loan Per Gram Rate w.e.f Dec 17 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Reasi Interest Rates and Charges

Check latest interest rates of gold loan at dialabank

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Reasi Documents Required

Verification of Identity with any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Address Consent by the applicant: Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate Ration card/ Tel, Electricity Bill,.
Signature Verification of the applicant: Passport Copy/Driving License/ cheque /Banker’s verification.
A minimum of 2 passports sized photographs is obligatory.

Additional Documents Required for Gold Loan Reasi

Land Proof verification with any of the following: In the case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
A Demand Promissory Note if applicable.
Certificate by the Jewel Appraiser as a validation of ornament (Bank will arrange).
Income Proof of the applicant: Salary Certificate and Form No.16 if applicable

Gold Loan in Reasi Eligibility Criteria

The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years is acceptable.
A person should be an Indian citizen or must have INDIAN Citizenship.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Reasi

Online Process to Apply for Gold Loan Reasi

Apply for the Gold Loan at Dialabank. You ought to fill an internet form. After that, you will get a call from our team soon after the form submission.

For more extra data, you can call on 9878981166.

Dialabank is regarded as the extraordinary right platform to implement a gold loan online. Some of the reasons are:

Firstly, the bank has immeasurable fame amidst the clients because of its most conforming duties.
Besides that, Dialabank is India’s first best commercial helpline; it produces the most reliable and convenient financial services to customers all over the nation.
One more significant point is that the Dialabank accompanies the clients free of cost. There are no additional costs of appealing for a gold loan online on Dialabank.
Adding to that, if you apply for a gold loan on Dialabank, then you will get a low-Interest Rate.
While implementing for a gold loan through Dialabank, very limited paperwork is demanded.
One more thing is that Contact supervisors are encouraged enough to supervise and help you in the complete process of Gold Loan support.
Finally, a high LTV of your gold will be provided.

Offline Process to Apply for Gold Loan Reasi

The applicant also has an option to avail of a Gold Loan from the nearby offices. To do so, Discover Gold Loan near me on google. It will enlist all the neighboring departments from where you can visit and apply for the loan. Then, you will have to hit again and again until the loan consent is achieved. Thus, it can be a very tiring and time-consuming method.

But Dialabank will do this whole procedure simply and more effectively. So instead of wasting time, put your burden on us.

Processing Fees / Prepayment Charges on Gold Loan Reasi

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Reasi

No significant CIBIL score needed for Gold Loan Reasi.

Gold Loan in Reasi Agents and Contact Number

Dialabank is the best broker for availing Gold Loan in Reasi. You can apply by visiting online at Dialabank or give a call at 9878981166

Dialabank also helps you to find the best option of NBFCs and Banks by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with also provide your personal and employment details. Our customer relationship managers will soon get in touch with you for further assistance.

Call 9878981166 and get instant help and consent for Gold Loan in Reasi.

Pre Calculated EMI Table for Gold Loan Reasi

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Reasi

In the union territory of Jammu and Kashmir, Reasi is a village situated at the bank of River Chenab. It is also the headquarters of the Reasi district. In the eighth century, Reasi was a part of the Bhimgarh state founded by Bhim Dev. The word Reasi is originated from the town’s old name ‘Rasyal’.