Gold Loan Rayya

Gold Loan Rayya

AT 0.75%* INTEREST RATE
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Best banks for Gold Loans in Rayya

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Rayya Features

Do you want better financial prospects for you?

Are your cash savings going down?

In any financial situation, Gold loan online is something that comes very handy. You can take a gold loan with minimum paperwork or documentation.

What are some Gold Loan Rayya features?

Gold Loan Rayya yields financial assistance at affordable interest rates to all its customers. Although the interest rates of gold loans may differ depending on the bank.

Moreover, if you have a reasonable and good credit history with a strong source of income. The loan gets approved much easily.

Also, you can take a loan of up to 75 percent of the market value of gold, this is due to the gold’s varying prices.

Gold Loan Rate Per Gram Today in Rayya

Updated - Gold Loan Per Gram Rate w.e.f Jan 15 2025
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Rayya Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Rayya Documents required

2 passport size photographs.
Any form of Identity Proof (Passport Copy/ Driving License/Aadhaar/ Voters ID card/Other Govt. ID).
Any form of Residence Proof (Ration card/ Electricity Bill/ Passport copy/Shop & Establishment License// Rental bills/ Sales Tax certificate/Telephone Bill).
Any form of Signature Proof (Driving License/Banker’s verification//Passport Copy/Cheque/Other proofs of signature).

Gold Loan in Rayya Eligibility Criteria

The claimant should be between- 21 years and 60 years.
He or She should be acknowledged as Indian nationals.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Rayya

The Online Process to Apply for Gold Loan Rayya

You can apply for per gram Gold LoanRayya via Dialabank.

First, you have to visit the webpage of the Dialabank and fill an easy form.

After form submission, our customers will get in touch with you for further assistance.

You can know all about the gold loan by reaching 9878981166.

Dialabank is regarded as the principal gold loan agent in Rayya because of the following reasons:

Dialabank is the country’s first financial helpline that caters services to the whole of India.
The bank delivers the best financial services to its customers without requiring any additional charges
The lowest interest rates on the Gold loans can be expected through Dialabank.
Document pickup facility is available only with DialaBank for decreasing the verification process.
The banks hold a good status among the customers because of their best services.
Minimum documentation or paperwork is needed for the gold loan approval process.
You will gain a better LTV of your gold, which means bliss for the borrower.
Our relationship managers are trained actively to help at every point of the loan approval process.

The Offline Process to Apply for Gold Loan Rayya

The offline process of interest rates on gold loan requires much more time. You need to search Gold Loans near you on Google, once you see the list of nearby banks or NBFCs, you can select the best out of them for yourself.

You need to visit banks again and again until the loan gets approved. Dialabank does that easily by sharing adequate information with the customers.

Processing Fees / Prepayment Charges on Gold Loan Rayya

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Rayya

CIBIL score needed for Gold Loan Rayya is irrelevant as long as you have any gold ornament or article.

Gold Loan Rayya Agent and Contact number

As the leading gold loan agent in Rayya, Dialabank provides the smartest and fastest services. You can visit our webpage of Dialabank or contact 9878981166.

Dialabank shows a structured market comparison of different banks and NBFCs. This comparison helps borrowers make the right choice for themselves. You can visit the Dialabank website, fill and submit a form with your particulars. Then, our representatives will get in touch with you for further assistance.

Pre Calculated EMI Table for Gold Loan Rayya

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Rayya

In the Amritsar district in the Indian state of Punjab, Rayya is a small city and municipal corporation. It is nearby the Beas river, Rayya is about 35 km from Amritsar and 45 km from Jalandhar city.