Best banks for Gold Loans in Rampuraphul
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Rampuraphul Features
Worried about your bank balance?
Any plan to take a gold loan?
Gold Loans are easier than all kinds of loans. Since they are secured, they require minimum paperwork or documentation to get approved and verified.
What are some Gold Loan Rampuraphul features?
Gold Loan Rampuraphul aims to help its clients by providing affordable interest rates. To get a gold loan, you must have a gold article, jewelry, or ornament. Other than that, good credit history with an adequate source of income looks good on paper.
Furthermore, you may take a loan of up to 75 percent of the market value of the gold due to high fluctuation in the market price of the gold.
Gold Loan Rate Per Gram Today in Rampuraphul
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Rampuraphul Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Rampuraphul Documents required
- Land Proof: For Agriculture Loan of more than Rs. 1 lac. The proof is not claimed for allied agriculture goals.
- A Demand Promissory Note.
- The bank needs to arrange the Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
- Proof of Identity: Passport Copy/ Driving License/Aadhaar/ Electoral Photo ID Card.
- Address Proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate or other utility bills.
- Signature Proof: Passport Copy/Banker’s verification/Cheque/ Driving License/ Other acknowledged records.
- 2 passport size photographs.
Eligibility Criteria for Gold Loan Rampuraphul
- The applicant should be at least 21 years and at most 60 years of age.
- Should be an Indian National