Major Gold Loan Providers in Ramnagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Ramnagar Features
Are you in need of urgent money? Are you facing a sudden medical emergency or need cash immediately to tackle any financial crisis? Then Gold loan might just be the best option for you. All you need is some amount of gold and some basic documents. After the evaluation of your gold in the bank, your loan amount will be credited to your account.
Also, your valuable gold is kept safe in the sealed locker of the bank. Usually, a person needs money urgently on the same day. Applying for other loans may consume time. But Gold Loan is the best loan option to get instant finance without any hassle paperwork.
Gold Loan Ramnagar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Ramnagar
- Identity Proof: Voter ID /Ration card /Aadhaar card /Valid Passport
- Signature Proof: The documents required as signature proof includes: Passport Copy/Banker’s verification/cheque
- Residence Proof: Telephone Bill/ Electricity Bill/ Rental bill /Trade license/Aadhaar card /Shop & Est., License/Sales Tax certificate.
- Documents required for the agriculture loans: Land Proof and Income proof
- Other: Two passports sized colored photographs and a demand promissory note.
Eligibility Criteria for Gold Loan Ramnagar
- The applicant should be 21 years and maximum up to 60 years of age.
- The applicant should be of Indian nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ramnagar
Online Process to Apply for Gold Loan Ramnagar
You can apply for Gold Loan at Dialabank. The process is straightforward. To begin, you have to fill a simple form online. Soon you will receive a call from our relationship manager who will make sure your experience is hassle-free.
There are many reasons that Dialabank is considered as the best platform to apply for gold loan Ramnagar online.
- First of all, Dialabank is India’s first financial helpline.
- Avail lowest interest rate on gold loan only with Dialabank.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- We do not charge you for our services.
- The relationship manager will help you to avail high LTV of your gold.
Follow the steps below to apply with DialaBank online:
- Visit dialabank.com
- Fill in the required details like name, income, location, etc.
- Click on Gold loan from the options given below and click on “Request a quote”.
- You will be provided with the best offers on gold loan Ramnagar by DialaBank.
Offline Process to Apply for Gold Loan Ramnagar
The applicant also has an option to avail Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.
Thus, it avoids this tiresome approach, just follow the steps mentioned above and enjoy your hassle-free experience.
Processing Fees / Prepayment Charges on Gold Loan Ramnagar
CIBIL Score Required for Gold Loan Ramnagar
All major banks and NBFCs provide you a gold loans, irrespective of your CIBIL score.
Gold Loan Ramnagar Agents
Dialabank is the leading agent for availing Gold Loan in Ramnagar. The presence of DialaBank across the country makes it an easy choice while thinking of a Gold loan.
It has connectivity with top banks that provide the lowest interest on Gold loans. Also, you will be assisted by our relationship managers throughout the process to make sure you have the right value for your gold.
Gold Loan Ramnagar Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Ramnagar.
Pre Calculated EMI Table for Gold Loan Ramnagar
About Ramnagar
Ramnagar is a town and municipal board in the Nainital district of Uttarakhand, India. It is located approximately 65 kilometres from Nainital, the headquarters of the district. Ramnagar is the gateway to the Corbett National Park, the oldest national park and a famous tourist destination of India.
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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.