Major Gold Loan Providers in Ramgarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Ramgarh Features
Are you running short out of cash? Do not worry Gold Loan is available for you. This loan is secured in nature with minimal documentation and less paperwork. This loan can get approved within 5 minutes after the verification process.
Gold Loan Ramgarh is a secured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.
Furthermore, there is no end-use restriction on the use of the Gold Loan loan amount. You can use this loan amount anywhere you want to do.
Gold Loan Ramgarh Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Ramgarh
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Ramgarh
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Ramgarh
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- A person should be an Indian citizen
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ramgarh
Online Process to Apply for Gold Loan Ramgarh
You can apply for the Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
Offline Process to Apply for Gold Loan Ramgarh
The applicant also has an option to avail a Gold loan per gram from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loan from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Ramgarh
CIBIL Score Required for Gold Loan Ramgarh
There is no need for CIBIL score for Gold Loan Ramgarh
Other Places To Avail Gold Loan
Gold Loan Pakaur | Gold Loan Hubli |
Gold Loan Simdega | Gold Loan Jamkhandi |
Gold Loan Patratu | Gold Loan Kolar |
Gold Loan Mango | Gold Loan Udipi |