Gold Loan Ramanathapuram

Major Gold Loan Providers in Ramanathapuram

Feature	Manappuram	Axis Bank	Yes Finance
Interest Rate	9.90%	12.50%	9.99%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3,124	3,073	3,069

Gold Loan Ramanathapuram Features

Gold is treated as a symbol of pride especially in India, buying and selling gold is an old tradition of Indian culture. However, the availability of Gold Loan Ramanathapuram provides a different scenario of how people use this precious metal. Nowadays people buy gold, not for their status symbol but to secure their future.

Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use this loan amount anywhere you want to do.

Gold Loan Rate Per Gram Today in Ramanathapuram

Updated - Gold Loan Per Gram Rate w.e.f Jan 21 2025
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan Ramanathapuram Interest Rates and charges

Feature	Manappuram	Axis Bank	Yes Finance
Interest Rate	9.90%	12.50%	9.99%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3,124	3,073	3,069

Documents for Gold Loan Ramanathapuram

1. Proof of Identity can be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Ramanathapuram

1. Land Proof: In the case of Agriculture Loan of over Rs. 1 lac. The same is not needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility for Gold Loan Ramanathapuram

A criterion has been provided by the lenders in respect to the ability of the customer to qualify for the scheme of Gold loan.

1. The age should lie between 18 years to 70 years(at the time of loan maturity).
2.  Minimum 10-gram gold is required.
3.  Any salaried or self-employed individual can apply for a gold loan.
4.  the gold should be in the name of the applicant or family member.

How to Apply for Gold Loan Ramanathapuram

Online Process to Apply for Gold Loan Ramanathapuram

You can apply for the HDFC Bank Gold Loan at Dialabank.

You need to fill a short and simple online form.

Our representative will call you then for further process. You will also be provided with a doorstep document pick up facility.

For more details, you can call us on 9878981144 anytime.

Dialabank is even regarded as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
2. Dialabank has a free of cost of guidance policy for its customers. So, there will be no additional charges if you apply for a gold loan online on the Dialabank website.
3. Furthermore, you can even enjoy a high LTV of your gold.
4. Due to its best and quick service, the bank has a great reputation amongst the customers.
5. If you are applying for a gold loan on the Dialabank website, you will get a very low Gold loan interest rate.
6. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
7. Also, very little paperwork is needed if you apply for a gold loan per gram through Dialabank.
8. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Ramanathapuram

The applicant can also avail of a Gold Loan Ramanathapuram with the help of nearby branches. In order to do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more.

Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

Gold Loan Ramanathapuram Agents and Contacts

One of the most significant and reliable gold loan agents in Ramanathapuram is Dialabank. You can apply online at www.dialabank.com or give a call at 9878981144

Dialabank helps you by finding the most suitable option amongst various Banks and NBFCs as we offer a detailed and well-structured comparison of the market for different banks. With this, you do not need to go through complex and boring procedures and hence focus on making the right decision. Fill an online form with a few details and thereafter our customer relationship manager will contact you soon.

About Ramanathapuram

The City of Ramanathapuram is also called Ramnad. It is a municipality in the Indian state of Tamil Nadu in the Ramanathapuram district. It is an organizational headquarters of Ramanathapuram district.

FAQs about Gold Loan

Ques1: What is the Gold Loan Interest Rate formula?

The Gold Loan Interest Rate varies from bank to bank. Mainly, it depends on the amount of loan and the LTV ratio of the gold.

Ques2: How to pay Gold Loan online?

You have an option to pay the loan amount online through various online payment applications.

Ques3: How does Gold Loan work?

Gold Loan is very simple to understand as well as easy to avail. Just go to your bank from where wish to take a loan, keep your gold as a security with the bank and get hassle-free disbursal in less than one hour.

Ques4: Is Gold Loan secured or not?

Everyone is worried when it comes to Gold Loan. So, you need not worry about it as your gold is 100% secured with us.

Ques5. What if the person is not able to repay the amount of the loan?

If the applicant is unable to return the loan amount at fixed tenure, the bank is liable to sell his gold.

Ques6. What is the best online platform to avail gold loan?

Dialabank is the best platform to get a loan since we being the first helpline for loans our executives will guide you in the right direction to avail loan. Gold Loan Interest Rate of Different Banks – Updated on 2019

Bank	Gold Loan Rate
HDFC Bank	10.75%
Yes Bank	10.85%
Axis Bank	10.90%
SBI Gold Loan	11.50%
Private Bank	11.75%
IIFL Gold Loan	11.75%
Allahabad Bank Gold Loan	11.75%
Muthoot Gold Loan	12.00%
Federal Bank Gold Loan	12.00%
Manappuram Gold Loan	12.25%
IDBI Bank	12.25%
PNB Gold Loan	12.25%

Other gold loan cities in Tamil Nadu

Gold Loan Rajapalayam	Gold Loan Rajaji Nagar
Gold Loan Purthirampattu	Gold Loan Puliyur
Gold Loan Pudukottai	Gold Loan Pudukkottai
Gold Loan Porur	Gold Loan Poottai