Best banks for Gold Loans in Rajpur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Rajpur Features
Gold Loan, is a loan that is issued to the applicant against the mortgage of gold. Any person can have access to gold loans after depositing the gold he/ she wants to deposit as a mortgage and following specific procedural steps. Gold loans have become easier and quicker.
- ROI on Gold Loan Rajpur is 10.75% and can go to 24%.
- The processing fee for Gold Loan Rajpur is charged @ 0.85%.
- The gold loan can be procured for a minimum period of 3 months, which can be taken up to a maximum period of 1 year.
Gold Loan Rate Per Gram Today in Bidhannagar
Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
You can check gold loan per gram rate at: Gold Loan Per Gram Rate
Gold Loan in Bidhannagar Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Bidhannagar Documents required
- 2 Passport size photographs.
- Proof of Identity in the form of Passport Copy/ Electoral Photo ID card/ Driving License/Aadhaar card.
- Address Proof in the form of Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof in the form of Passport Copy/Cheque/Banker’s verification/Driving License.
- A Demand Promissory Note.
- Bank will provide a Certificate by the Jewel Appraiser for verification.
- Income Proof in the form of Salary Certificate and Form No.16
- Land Proof: For agriculture loans higher than 1 lac rupees. No substantial proof is obliged for allied agriculture purposes.
Gold Loan in Rajpur Eligibility Criteria
- The claimant’s age must be above 21 years and below 60 years.
- The claimant must be an Indian citizen.
- Minimum gold must be 10 gm to avail of a gold loan.
- Gold must be between 18 carats to 22 carats.
Gold Loan Rajpur Agent and Contact number
Dialabank is the leading agent for availing Gold Loan in Rajpur. You can apply online on Dialabank or contact 9878981166
To provide you with the best market comparison of different banks and NBFCs, Dialabank ease out this process for clients. With the help of Dialabank, you can make the right choice. You just need to visit our website, fill a form, and our delegates will connect to help you.
About Rajpur
Rajpur is a city which is located in the state of Madhya Pradesh. It is near Nagar Panchayat in Barwani district. The area code is 07824 and has a population of nearly 18000 as per the census of 2001.
