Best Banks for Gold Loan in Rajaji Nagar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Attributes of Gold Loan Rajaji Nagar
Are you facing financial difficulties? Do you want to reduce your financial difficulties?
Are you unable to solve your financial difficulties? Just think about how can you overcome this?
You have an option of Gold Loan. This loan has less paperwork. Your time will save. Tou will not do so much paperwork. As it is less secured, you can get your loan approval within 48 hours after the completion of all the certification process.
Gold Loan Rajaji Nagar provides financial help to you at the best affordable interest rates. To get a Gold Loan, an applicant should have a rigid and good source of income and has a good credit history, that will help in making the verification and loan approval process faster.
In addition, you will get up to 75 % of the market price of gold, this is due to the variations in the market price of the gold.
Gold Loan Rates Per Gram Today in Rajaji Nagar
Updated - Gold Loan Per Gram Rate w.e.f Jan 20 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Rajaji Nagar Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan Rajaji Nagar Documents Required
- At least one of the following for Identity Proof:
- Aadhaar Card
- Driving Licence
- Voters ID
- Passport Copy
2. At least one of the following for Address Proof:
- Ration Card
- Electricity Bill
- Rental Bill
- Passport Copy
- Trade Licence
- Shop Licence
- Sales Tax certificate
3. At least one of the following for Signature Proof:
- Passport Copy
- Driving Licence
- Banker’s Verification
- Cheque
4. A number of passport size photos: 2
Secondary Documents Required for Gold Loan Rajaji Nagar
- No requirement of the land proof in case of Agriculture Loan of more than Rs. 1 lac.
- A Promissory Note is in demand.
- The Jewel Appraiser Certificate (Bank will arrange).
- Salary Certificate and Form No.16 for Income Proof.
Gold Loan Rajaji Nagar Eligibility Criteria
- The minimum age of the individual should be 21 years
- The maximum age of the individual should be 60 years.
- The individual must be an Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Rajaji Nagar
Online Steps to Apply for Gold Loan Rajaji Nagar
You can eligible to apply for Gold Loan at Dialabank.
You can start with filling a simple form online.
After that, you will get a call back from our representative. Furthermore, a document to pick up facility from your doorstep is provided by the bank.
For more info, you can call on 9878981144 anytime.
Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:
- Dialabank is India’s first financial helpline.
- The provision of the best financial services to customers all over the country.
- Dialabank guides the customers free of cost. That is, no additional charges of applying for a gold loan online on the website of Dialabank.
- Another is that you will get a high LTV of your gold.
- The bank has a good reputation among the customers as it provides best and fast services.
- Apply for a gold loan on Dialabank, get a low-Interest Rate.
- A document pickup facility is provided by Dialabank from the doorstep of customer.
- If you apply through Dialabank, very little paperwork is required.
- Last but not the least, the Relationship managers from time to time are instructed to guide and serve you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Rajaji Nagar
An applier can apply for Gold Loan from the nearby banks. Just take help from google and search Gold Loan Banks near me. Then Google will show you a list of all the banks near you. You are free to choose as you prefer.
It will beneficial for you, if you apply for Gold Loan at Dialabank.
Then you will just have to visit the bank and apply for the loan process.
Processing Fees / Prepayment Charges on Gold Loan Rajaji Nagar
CIBIL Score Required for Gold Loan Rajaji Nagar
- Before applying for a gold loan: Must have a good CIBIL score
- Every foundation has minimum CIBIL score criteria: For the processing of the Gold Loan application in Rajaji Nagar.
- For loan application process: 750 minimum CIBIL score is required.
- Checking of records: Previous loans, Type of loans and amount borrowed.
- The barrier in the application of Gold Loan: Delayed payments of previous loans.
Gold Loan Rajaji Nagar Agents and Contact Number
One of the leading and most trusted gold loan agents in Rajaji Nagar is Dialabank.
You can apply online at Dialabank.com or give a call at 9878981144.
Visit our website Dialabank.com and fill a form online.
Call at 9878981166 and get instant help and approval for Gold Loan in Rajaji Nagar.
Pre Calculated EMI Table for Gold Loan Rajaji Nagar
Information About Rajaji Nagar
Rajaji Nagar has situated in the Karnataka state, India. It has located in the west Banglore. It is a residential city and business hub as well. It is named after the statesman C Rajagopalachari.