Best Banks for Gold Loan Raikot
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Raikot Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals of time and on failing to repay, the loan can be renewed.
You can get up to 75% of the value of your gold.
Gold Loan Rate Per Gram Today in Raikot
Check out today’s Gold Loan Rate Per Gram–
Updated - Gold Loan Per Gram Rate w.e.f May 01 2025 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Raikot Interest Rates and Charges
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
For more information about gold loan interest rate.
Gold Loan in Raikot Documents Required
- Signed Application form
- 2 recent colored passport size photographs of the applicant
- ID Proof such as Driving license/passport/Aadhar card, etc
- Address proof: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16)
Gold Loan in Raikot Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- He/She should be a self-employed or salaried person.
- Nationality of the applicant must be Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
Gold Loan Raikot Agents and Contact Number
Dialabank is one of the leading agents for availing Gold Loan Raikot. You can apply online at dialabank or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website dialabank and fill a simple form with your personal and employment details. Our executives thereafter will get in touch with you.
About Raikot
Raikot is a city and city gathering in the Ludhiana region in the Indian territory of Punjab. As of the 2011 Indian registration, Raikot had a populace of 28,734. Guys established 15138 of the populace and females 13596.
Gold Loan in Other Cities
| Gold Loan Dausa | Gold Loan Bharatpur |
| Gold Loan Ajitwal | Gold Loan Ajmer |
| Gold Loan Rayya | Gold Loan Bikaner |
| Gold Loan Khamanon | Gold Loan Jalore |
Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.
