Gold Loan Raiganj

Best Banks for Gold Loan in Raiganj

Gold Loan Raiganj Features

What is a gold loan?

If we talk about the gold loan is a successful solution to remove the financial problems faced by the customer. A gold loan is the best financial tool that helps a person to meet the required amount without any hassle. A person who is not eligible for any other loan can apply for a gold loan.

Many banks and NBFCs in India offer this financial service that anyone can easily take advantage of. The applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.

This loan requires minimum paperwork as it is secured and you can get your loan approved within 48 hours after all the verification process.

Gold Loan in Raiganj provides proper financial aid to the customers at the best affordable interest rates as low as 7 percent. To get a Gold loan, the applicant needs to have a proper and reliable source of income and must a perfect credit history, which will make the verification and loan approval process much faster.

Gold Loan Rate Per Gram Today in Raiganj

Gold Loan Raiganj Interest Rates

Gold Loan in Raiganj Documents Required

1. Signed Application form
2. 2 recent passport size photographs of applicant
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. Proof of Residence: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
6. ID Proof such as Driving License/Passport/Aadhar Card/Voter’s ID,etc
7. Certificate by the Jewel Appraiser (Bank will arrange)
8. A Demand Promissory Note.
9. Income Proof (i.e. salary slips/ Form 16) of borrower

Gold Loan in Raiganj Eligibility Criteria 

1. The minimum age of the individual should be 21 years and maximum up to 60 years.
2. Nationality of the individual should be Indian
3. He/She should be salaried or self-employed

How to Apply for Gold Loan Raiganj

Online Process to Apply for Gold Loan Raiganj

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Raiganj

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Raiganj

CIBIL Score Required for Gold Loan Raiganj

No CIBIL score is required for Gold Loan, A gold article is a must.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.