Gold Loan Radhanpur

Gold Loan Radhanpur

Practice makes things permanent, not perfect. No matter how much you face a financial crisis in your life, you can’t get complete in handling the issues as there is always a new challenge. To deal with those issues, use Gold Loan Radhanpur and take the benefit of low-interest rates and quick disbursal as well.

What is Gold Loan?

Gold Loan refers to the type of loan in which applicants can apply easily from the bank . all you have to do is to keep your gold with the bank as the collateral security.  Gold must be present in the form of ornaments, which means that no gold biscuits or coins are accepted.

Gold Loan Radhanpur Interest Rates

10.70% is the minimum annual rate of interest you can expect on gold loans. If you calculate the monthly Gold Loan Interest Rate it will come less than 1%. Thus, making it the lowest interest rate Gold Loan Radhanpur scheme. Also, it comes with a foreclosure facility meaning you can close your Loan before time and skip the pending Emi’s and their respective interest rate amount. The foreclosure charges range from 0-3% of the total loan amount.

Eligibility criteria for Gold Loan Radhanpur

1. The age of the applicant should be more than 18 years.
2. In addition to the maximum period of the applicant can be 65 years.
3. Furthermore, the applicant must be a citizen of India.
4. Besides, that applicant should have gold more than 10 grams.

Documentation required for Taking Gold Loan Radhanpur

1. Residence proof: the documents required for the residence proof includes:(passport/ID card/ Voter card/ aadhar card/ration/card/driving license) and if the applicants are living in rental apartments then has to submit his agreement, electricity bill on his name and address of the owner.
2. Identity proof: verification documents especially require one among the following:( passport/ID card/ Voter card/ aadhar card/ration/card/driving license) any one of them..
3. Two colored passport size photos: (Applicants should not wear any glasses)
4. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Know More – Gold Loan: Factors to Remember

Why should one choose Gold Loan?

1.  You can Apply Gold Loan Radhanpur for a short period of the time generally from 6 to 12 months.
2. Gold Loan Radhanpur is the best Loan option for all of the unfortunate credit individuals.
3. Available at low-interest rates.
4.  You need to pay the interest rate, and no EMI’s are involved.

Advantages of Gold Loan Radhanpur

1. You can get Loan up to Rs.1 Crore along with 90% of in market value of your gold ornament from the NBFC
2. You get 100% Safety & Security of your collateral gold material
3.  It requires Simple documentation, and it is  fast processing gold loan
4.  The rate of interest is payable only if the amount of overdraft that you use.
5. Overdraft limit varies depending on the current situation of the scale of gold in the market.
6. You can close your Loan before time and save a few bucks.
7.  The foreclosure penalty ranges from 0-3% of the total loan amount.
8.  Both salaried and self-employed applicants are eligible to take this Loan and use it according to their financial needs.
9. The gold loan has flexible tenure options ranging from 6 months to 5 years.

About DialaBank

1. It is worthy that applying for the gold loan with DialaBank provides you with so many benefits and perks
2. The gold loan gets processed in no time.
3. You will get the loan amount disbursed within 15 minutes.
4. The whole process of gold loan is comfortable and hassle-free
5. All the assistance will be provided to you without any extra charges.
6. There is no need to pay any fees for any suggestion and guidance

Does the CIBIL score matter in Gold Loan Radhanpur?

No, CIBIL Score does not matter in a Gold Loan. This being a secured service, the banks hardly check your CIBIL score while providing you the Loan. On the other hand, Gold Loan helps to increase the CIBIL score of a person

Know More – What is CIBIL Score?

About Radhanpur:

The city of Radhanpur is in the state of Gujarat. If you have any query and you are in an urgent need of the gold loan  feel free to contact on this no.9592046860

Gold Loan Interest Rate of Different Banks – Updated on 2020