Major Gold Loan Providers in Pudukkottai
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Pudukkottai Features
Personal or business loans are complex structure loans. Why don’t you choose Gold Finance? When you have the power of treasure in your hands. The amount is given to the person after a quick evaluation of gold. Taking Gold Loan is the best option to overcome all of the financial issues.
With Gold Loan Pudukkottai you can quickly get the required money at an affordable gold loan interest rate. To avail, this loan applicant needs to have at least 10 grams of gold which he/she can use as collateral against the loan amount. You can apply for this loan and save your time.
Gold Loan Pudukkottai Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Pudukkottai
- Identification proof such as Passport, Voter card, or driving license.
- Address proof which includes electricity bill, ration card, etc.
- Passport, DL, or any other proof with signature needs to be submitted for signature proof.
- Two passport size photographs are also required.
Eligibility Criteria for Gold Loan Pudukkottai
- The applicant should be atleast18 years old.
- The gold ornament submitted should be at least 18 carats or above.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Pudukkottai
Online Process to Apply for Gold Loan Pudukkottai
1. You can avail of Gold Loan Pudukkottai with a single click while sitting at home. Our customer relationship manager will be providing you with the service of helping you choose the right type of loan for you.
2. Just fill a simple form so that our customer care department can look up your finances can check your financial status and your eligibility for the loan that you have applied for.
3. You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
4. Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.
Offline Process to Apply for Gold Loan Pudukkottai
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Pudukkottai
CIBIL Score Required for Gold Loan Pudukkottai
Having a good CIBIL score is a must before applying for a gold loan per gram, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan. So make sure your CIBIL score is good before applying for a loan.