Major Gold Loan Providers in Powai
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Powai Features
Need Money?
Out of Cash?
Urgent Need?
Don’t worry Gold Loan is available for you. With less documentation and get approved within 48 hours after verification.
All you want is a good and rigid source of income. Also, a good credit history.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Powai Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Powai
Passport Copy/ Voters ID card/ Driving License/Aadhaar card as Identity Proof
Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate as Address proof
Signature Proof and 2 passport-sized photograph
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16
Call 9878981166 for any further queries.
Eligibility Criteria for Gold Loan Powai
- An individual should be between 21 years to 60 years.
- Indian Nationality is must
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Powai
Online Process to Apply for Gold Loan Powai
HDFC Bank Gold Loan at Dialabank is available
Just fill a simple form online.
After that, you will get a call back from our representative.
We will provide you a document to pick up the facility from your doorstep.
Call 9878981166 for any further queries.
Dialabank is considered as the best platform to apply for a gold loan online. Reasons are:
- India’s first financial helpline
- guides the customers free of cost
- get a high LTV of your gold
- low Gold Loan Interest Rate at Dialabank
- little paperwork is required
Offline Process to Apply for Gold Loan Powai
- search Gold Loan near me on google.
- You need to select them according to your preference
- Then you have to visit those departments and apply for the loan
- visit many times before than loan gets finally approved.
Why take this much headache, when Dialabank is providing you with everything in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Powai
CIBIL Score Required for Gold Loan Powai
Good Score fewer risks
Criteria is you should have min. 750 CIBIL score
Detailed behaviour on the previous loans taken will be also checked
Delayed payments for previous loans can act as a barrier
So, keep your score good before applying
Call 9878981166 for any further queries.