Major Gold Loan Providers in Powai
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Powai Features
Need Money?
Out of Cash?
Urgent Need?
Don’t worry Gold Loan is available for you. With less documentation and get approved within 48 hours after verification.
All you want is a good and rigid source of income. Also, a good credit history.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Powai Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Powai
Passport Copy/ Voters ID card/ Driving License/Aadhaar card as Identity Proof
Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate as Address proof
Signature Proof and 2 passport-sized photograph
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16
Call 9878981166 for any further queries.
Eligibility Criteria for Gold Loan Powai
- An individual should be between 21 years to 60 years.
- Indian Nationality is must
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Powai
Online Process to Apply for Gold Loan Powai
HDFC Bank Gold Loan at Dialabank is available
Just fill a simple form online.
After that, you will get a call back from our representative.
We will provide you a document to pick up the facility from your doorstep.
Call 9878981166 for any further queries.
Dialabank is considered as the best platform to apply for a gold loan online. Reasons are:
- India’s first financial helpline
- guides the customers free of cost
- get a high LTV of your gold
- low Gold Loan Interest Rate at Dialabank
- little paperwork is required
Offline Process to Apply for Gold Loan Powai
- search Gold Loan near me on google.
- You need to select them according to your preference
- Then you have to visit those departments and apply for the loan
- visit many times before than loan gets finally approved.
Why take this much headache, when Dialabank is providing you with everything in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Powai
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Powai
Good Score fewer risks
Criteria is you should have min. 750 CIBIL score
Detailed behaviour on the previous loans taken will be also checked
Delayed payments for previous loans can act as a barrier
So, keep your score good before applying
Call 9878981166 for any further queries.