Best banks for Gold Loans in Ponnur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Ponnur Features
Do you face a shortage of money? Do you want to overcome this shortage? 
What do you do now? Do you think about how to overcome it?
Yes, you can overcome this shortage. Gold Loan is convenient for you. This loan has less paperwork. As it is less secured, you can get your loan approval within 48 hours after the completion of the verification process.
Why Gold Loan Ponnur?
Gold Loan Ponnur helped you to remove your financial difficulties at affordable interest rates. You must have a good source of income and a good credit history. It helps you in the loan approval process and verification faster.
Moreover, as the market price of gold loan online varies at any time, so you can get up to 75 percent of the market value of gold.
Gold Loan Rate Per Gram Today in Ponnur
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
To know more about Gold Loan Per Gram you can visit: Gold Loan rate Per Gram
Gold Loan in Ponnur Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Gold Loan in Ponnur Documents required
- Passport Copy, Voters ID card, Driving License, Aadhaar card: Anyone of them for ID Proof is a must.
- Ration Card, Electricity Bill, Trade Licence, Rental Bill, Passport Copy, Sales Tax certificate: Anyone of them for Address Proof is a must.
- Passport Copy, Driving License, Banker’s verification, Cheque: Anyone of them for Signature Proof is a must.
- Passport size photographs: 2
Additional Documents Required for Gold Loan Ponnur
- A Promissory Note is mandatory.
- The Jewel Appraiser Certificate(Bank will Arrange)
- Land Proof is not required if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
- Salary Certificate and Form Number 16 is required for Income Proof.
Gold Loan in Ponnur Eligibility Criteria
- Minimum age of the loan applicant: 21 yrs
- Maximum age of the loan applicant: 60 yrs
- Nationality: Indian
Gold Loan Ponnur Agent and Contact number
One of the leading and most trusted gold loan agents in Ponnur is Dialabank. You can apply digitally at Dialabank.com or call at 9878981144.
Gold Loan Ponnur Agents will guide you to choose the best option. With a structured market comparison of different banks and finance companies, Dialabank helps you find the right choice according to your knowledge and preference. All you need to do is, visit our website, fill and submit a simple online form. Once you do it, our customer representatives will get in touch with you.
About Ponnur
Ponnur is a town in the Andhra Pradesh state, India. It is a town in the Guntur district. Swarna or Golden was its name in Sanskrit. It has covered 25.64 square kilometers area. The official language of Ponnur is Telugu.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
हिंदी में जानने के लिए यहाँ क्लिक करें:गोल्ड लोन पोन्नुर
