Best Banks for Gold Loans in Pimpri-Chinchwad
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Pimpri-Chinchwad Features
Are you running out of your cash reserves?
Are you being uncertain about your financial prospects?
Though nothing can be guaranteed in life, Gold Loan is something that could get you out of this situation. Gold Loans are secured, thus requires minimal documentation or paperwork. Even if you’re not lucky, you will get your loan approved within 48 hours after the verification.
Gold Loan Pimpri-Chinchwad ensures to help you by providing the best and feasible interest rates against your Gold. Although the process might be time-consuming. You can get your loan verified and approved faster if you have a good credit history along with a definite and good source of income.
Besides, you can get a loan of up to 75 percent of your gold’s market value. The reason behind this thing is the ever-fluctuating market price of gold.
Gold Loan Rate per Gram Today in Pimpri-Chinchwad
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Pimpri-Chinchwad Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Pimpri-Chinchwad Documents Required
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/Aadhaar card/Driving License/ Any other Govt. ID.
- Address Proof can be any of the following: Ration card/ Electricity Bill/ Rental bill/ Telephone Bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/ Any other utility bills
- Signature Proof can be any of the following: Passport Copy/Banker’s verification/cheque/Driving License.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Pimpri-Chinchwad
- Land Proof: For Agriculture Loan of more than Rs. 1 lac. However, no proof is needed for allied agriculture purposes.
- A Demand Promissory Note, if demanded.
- Certificate by the Jewel Appraiser (Bank will help).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Pimpri-Chinchwad
- The candidate’s age should be lower than 60 years and more than 21 years.
- Must be an Indian citizen.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Pimpri-Chinchwad
Online Process to Apply for Gold Loan
You can apply for Gold Loan in any of the major banks via Dialabank. When you fill a simple online form with details, you will receive a call from our representative who will further assist you in providing the document pick-up facility from your doorstep.
To know a bit more, you must call on 9878981166
Considered as the best option for an Apply Gold Loan Online , Dialabank has many reasons to be your first choice:
- Dialabank is India’s first financial helpline that helps connect the customers across the nation for the best financial services.
- It does not charge anything. While applying through the website of Dialabank, you won’t be charged any additional fees or charges.
- You will get a high LTV of your gold that makes you feel financially secure.
- The bank is in good terms with customers because of fast and efficient services.
- To save your money, you will get a low-interest rate on some of the banks while applying for Gold Loan via Dialabank.
- Time is money. Thus, Dialabank’s document pick-up facility from your doorstep saves your time as well as energy.
- The required paperwork or documentation for Gold Loan through Dialabank is very little.
- To assist customers in the whole process of gold loan approval, Customer relationship managers are trained smartly to handle everything related to the loan.
Offline Process to Apply for Gold Loan Pimpri-Chinchwad
You can avail Gold Loan while sitting on your sofa. First, you need to search for nearby gold loans. Then, Google will provide you information about the banks and finance companies with their branches near you. In the end, you’ll need to call those branches and visit them for further process.
Availing a loan is a restless process. To get your loan approved, you’ll need to visit those departments repetitively. Although, it depends a lot on the bank’s treatment. Thereby, Dialabank helps you in providing the correct information to choose the right bank for your Gold Loan approval.
Processing Fees / Prepayment Charges on Gold Loan Pimpri-Chinchwad
CIBIL Score Required for Gold Loan Pimpri-Chinchwad
Irrespective of your CIBIL score, you can get a loan in any of the Pimpri-Chinchwad’s major banks.