Gold Loan Phusro

Best Banks for Gold Loan in Phusro

Gold Loan Phusro Features

To transform your dreams into reality, pursue a Gold Loan which is a safe and secure way of getting financed quickly. In this case, no credit checks are required as the loan is available in the market with less hassle and trouble.

Gold Loan Rate Per Gram Today in Phusro

Gold Loan in Phusro Interest Rates and Charges

Gold Loan in Phusro Documents Required

• Address proof (Sales Tax certificate/Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Shop & Est LicenseTrade license: any-one).
• Signature proof (Banker’s verification/Passport Copy/Driving License/cheque: any-one).
• Proof of identity (Passport Copy/ Voter’s ID card/Driving License/Aadhaar card: any-one).
• Two Passport-sized photographs.

Additional Documents Required for Gold Loan in Phusro

• A Demand Promissory Note
• Proof of land required (For Agriculture Loan more than Rs. 1 lac and not required for allied agriculture purposes)
• Certificate from any Jewel Appraiser arranged by the bank.
• Income Proof in form of a Salary Certificate and Form No.16.

Gold Loan in Phusro Eligibility Criteria

Applicant’s age should be 21-60 years and Nationality to be Indian.

Gold Loan in Phusro Documents Required 

1. Signature Proof Passport Copy/Banker’s verification/cheque/Driving License- any 1
2. 2 passport size photographs.
3. Proof of Identity Passport Copy/ Voters ID card/ Driving License/Aadhaar card- any 1
4. Address Proof Ration card/ Tel, Electricity Bill/ Trade license /Shop & Est. License/Rental bill/ Passport copy/Sales Tax certificate-any 1

Additional Documents Required for Gold Loan Phusro

1. Certificate by the Jewel Appraiser (Bank will arrange).
2. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
3. A Demand Promissory Note.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Phusro

1. The applicant should be between (minimum) 21 to 60 (maximum).
2. Applicant’s nationality must be Indian.

How to Apply for Gold Loan in Phusro

Online Process to Apply for Gold Loan in Phusro

We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.

In a short time, you will receive a call from our highly trained representatives. Also, Dialabank provides you with pick-up facility of your documents from your door.

Further information can be obtained at +919878981166.

Dialabank is well-rated among its customer base as:

• Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
• Dialabank charges no additional cost of applying for a gold loan online on the website given below.
• You can get a high Loan-to-Value (LTV) of your gold with us.
• Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
• Applying for a gold loan on Dialabank will get low Gold Loan Interest Rate.
• Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
• Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
• Processing your gold loan through Dialabank requires minimum paperwork/documents.
• Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.

Offline Process to Apply for Gold Loan Phusro

Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.

But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Phusro

CIBIL Score Required for Gold Loan Phusro

No CIBIL score is required for Gold Loan, it is just a gold article you need to have.

A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Phusro. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.

Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.