Major Gold Loan Providers in Petlad
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Petlad Features
If you are going out of your financial reserves or feeling doubtful about your financial prospects, there are a few things you can do right now.
Gold is not only a good investment but can also help you lead a prosperous life if kept as a collateral in bank. Gold loans are secured , thus don’t require any strict documentation for approval. Besides, one should have sufficient amount of gold to be kept as collateral.
Talking about finances, Gold Loan Petlad aims to help its customers by providing the most affordable interest rates. In this process, it is good if the candidate has a stable and good source of income with good credit history. However, there are pre-requisites for taking a gold loan except for the gold item.
The market reacts oddly and so does the market price of the gold. Thus, one can take a loan of up to 75 percent of the market value of the gold.
Gold Loan Petlad Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Petlad
- Any record can be used as Identity Proof: Electoral Photo Identity Card/ Driving License/ Aadhaar Card or any other govt. recognized ID.
- Any record can be used as Address Proof: Telephone Bill/ Sales Tax Certificate/ Electricity Bill/ Copy of Passport or any other recognized Utility bill
- Any record can be used as Signature Proof: Copy of Passport/ License for Driving/Banker’s verification or Cheque.
- 2 passport-size photographs.
Additional Documents Required for Gold Loan Petlad
- Land Proof: In agriculture Loan of more than Rs. 1 lac. The same is not needed for allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will manage).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Petlad
- The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
- Must be an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Petlad
Online Process to Apply for Gold Loan Petlad
In Petlad, you can apply for a gold loan via Dialabank’s website for any other bank.
By filling an online simple form, you will be called by our representative for the document pick-up facility.
You can know a lot more by dialling 9878981166.
Ranked as one of the best online platforms to apply for gold loan, Dialabank has many reasons to be someone’s first choice:
- Dialabank is the nation’s first financial helpline that provides services to every corner of India.
- We offer free services to guide customers. And, you can avail of the gold loan without paying anything extra from other banks via our website.
- A high LTV of your gold will be provided to keep you prosperous.
- The bank has very good respect amongst the customers because of fast services.
- You can even get a low gold loan interest rate for banks like HDFC, Private, or Muthoot Finance if you apply through Dialabank.
- To ease the customers, we provide the document pick-up facility from their doorstep.
- While applying per gram gold loan through Dialabank, you’ll do the least amount of paperwork.
- Our Relationship Managers are prepared to help you throughout the process of Gold Loan.
Offline Process to Apply for Gold Loan Petlad
For gold loan application offline, you have to explore opportunities near you. In case, if there are banks and NBFCs that are providing gold loans near you, you can contact one of them. Even though it takes a lot of time, this is shortest method to reach out to banks. Therefore, Dialabank provides you with sufficient data to make your choice before contacting anybody.
Loan approval drains a lot of time. Once you select a bank, you need to visit them multiple times regularly for Jewel loan approval. Then, you might need to do a bit of paperwork as well. Hence, Dialabank ensures to save your time as well energy from unnecessary commutation.
Processing Fees / Prepayment Charges on Gold Loan Petlad
CIBIL Score Required for Gold Loan Petlad
Although, the ideal CIBIL score for loan is 750. But, you can get your gold loan approved in Petlad without any CIBIL score.
Gold Loan Petlad Agents
One of the renowned and reliable gold loan agents in Petlad is Dialabank. You can apply at www.dialabank.com or give a call at 9878981166
Dialabank provides you with a structured market comparison of different banks and NBFCs that help you make a wiser decision. Without confusing you with the unnecessary terms, you can get detailed insight into the Gold loans. To move further, you can visit our website and fill a simple online form with your details. Thereafter our Customer relationship managers will connect with you.
Gold Loan Petlad Contact Number
Call 9878981166 and get guidance and instant approval for Gold Loan in Petlad now.
Pre Calculated EMI Table for Gold Loan Petlad
About Petlad
In the Anand District of Gujarat, Petlad is a town founded by Chief Patal Khant. The town is known for its beautiful sites and religious places. Besides, it is also India’s noteworthy mechanical donor for its contribution to the state’s Industrial Development. There are multiple tourist spots in the town which are worth visiting.
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