Best banks for Gold Loans in Peenya
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Peenya Features
Are you running out of money? Are you expecting that someone will help you? Are you feeling uneasy to take help from any of your relatives or friend?
Do not think about it, just apply for a gold loan. A gold loan is available for you. Less paperwork is required in this loan. Due to security issues, an applicant can get loan approval in 48 hours after the verification process.
What are some Gold Loan Peenya features?
Gold Loan Peenya helps you financially with reasonable interest rates. An applicant must have a good credit history and a good source of income. It will make the processing of your gold loan at a faster rate.
Due to fluctuations in the market price of gold loans, you can get a loan of up to 75 percent of the market value of gold.
Gold Loan Rate Per Gram Today in Peenya
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Peenya Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Peenya Documents required
- Anyone Identity Proof is necessary from the following:
- Aadhaar
- Driving Licence
- Passport Copy
- Voter ID Card
2. Anyone Address Proof is necessary from the following:
- Ration Card
- Electricity Bill
- Rental Bill
- Passport Copy
- Shop Licence
- Trade Licence
- Telephone Bill
- Sales Tax Certificate
3. Anyone Signature Proof is necessary from the following:
- Passport Copy
- Banker’s Verification
- Driving Licence
- Cheque
4. Two passport size photos are required.
Secondary Documents Required for Gold Loan Peenya
- A Promissory Note is imperative.
- In case you are applying for an Agriculture Loan of more than Rs. 1 lakh, there is no need for land proof.
- The Jewel Appraiser Certificate(Bank will arrange).
- For Income Proof, there is a need for Salary Certificate and Form No.16
Gold Loan in Peenya Eligibility Criteria
- The age of an applier should be more than 21 years and less than 60 years.
- An applier must be a Citizen of India.
GOLD LOAN @ 0.75%*
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