Major Gold Loan Providers in Panna
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Panna Features
A Gold Loan is a scheme that offers money to people to meet any requirement of life. It is a loan where a person has to place the precious gold assets as security with the lender. The loan amount derived through this scheme can be used for any purpose according to the requirement.
Furthermore, there is no end-use restriction on the use of the Gold Loan amount which means that you can use the loan amount as per your convenience and wants. You can use this loan amount anywhere you want to do or like to spend.
Gold Loan Panna Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Panna
- Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card or any other Govt registered identity card.
- Proof of Address : Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Ration card/ Tel, Electricity Bill/ Rental bill/ or any other utility bills.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque/Aadhar card.
- 2 passport size coloured photographs
Eligibility Criteria for Gold Loan Panna
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years of the applicant.
- A person should be an Indian citizen or must have proof of identity as a citizen of India.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Panna
Online Process to Apply for Gold Loan Panna
You can apply for the Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side for further assistance. Furthermore, you may get a document to pick up the facility from your doorstep. For more information, you may call on 9592046860.
Dialabank is considered the best platform to apply for a gold loan online easily. There are so many reasons behind this as it provides the best suitable offers.
- First of all, Dialabank is India’s first financial helpline provided; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best offers and services.
- Another reason, if you apply for a per gram gold loan on Dialabank, then you will get a low Private Bank Interest Rate on Gold Loan .
- Also, Dialabank provides a document pickup facility from the doorstep of the customer so that it can be convenient.
Offline Process to Apply for Gold Loan Panna
The applicant also has an option to avail of a Jewel Loan from the nearby branches. To do this, you can also search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan.
Then, you may have to visit again and again until the loan application accepted. Thus, it can be a very tough and time-consuming process.
Processing Fees / Prepayment Charges on Gold Loan Panna
CIBIL Score Required for Gold Loan Panna
There is no need for the CIBIL score for Gold Loan Panna.