Major Gold Loan Providers in Palia Kalan
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Palia Kalan Features
Looking to start a new business but not having enough funds?
Not sure where to look?
You can easily rely on Gold Loans. Gold loans are the easiest form of loan to apply and usually get approved within 48 of the verification.
Customers only need to deposit their gold assets as collateral and they can get a loan up to 75 percent of the overall market value of gold, this is because the rates of gold keep changing every day.
Gold Loan Palia Kalan Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates
Documents for Gold Loan Palia Kalan
- You need to submit a Proof of Identity. A Passport copy/Aadhaar card or a voter ID will do.
- Address Proof is also required. Any document like Electricity Bill, a rental bill, or ration card will be accepted.
- In addition to these, customers should also submit Signature proof and 2 passport-sized photographs.
Additional Documents Required for Gold Loan Palia Kalan
- Land Proof for Agriculture Loan of more than Rs. 1 lac.
- No proof needs to be submitted in case of allied agriculture purposes.
- A Demand Promissory Note is also required.
- A Certificate by the Jewel Appraiser (Bank will take care of it).
- Income Proof including Form No.16 and Salary Certificate
Eligibility Criteria for Gold Loan Palia Kalan
- Age Limit is 21 years.
- Only Indian Citizens can apply.
- The maximum age allowed is 60 Years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Palia Kalan
Online Process to Apply for Gold Loan Palia Kalan
Applying for a gold loan online can be a very easy task. We here at Dialabank are eager to solve your every issue regarding the gold loan.
- You just need to visit the Dialabank site.
- A basic information form needs to be filled on the website
- Our customer support will get back to you shortly after form submission.
- DialaBank will arrange a document pick up from your doorstep.
You can even call us on 9878981166 anytime for more details.
Dialabank is the premier platform to apply online for a gold loan, because:
- We have constantly maintained a good reputation among our customers
- Dialabank offers you the best and reliable service
- We are India’s first financial helpline
- Dialabank always try to provide affordable and lowest interest rate available on Gold Loan
- Nominal documentation needs to be done
- Our team of trained relationship managers always tries to guide you in best possible way.
Offline Process to Apply for Gold Loan Palia Bank
There are many banks or NBFCs which provide offline loan service. Customers just need to search for their nearest loan providing institution. Applying for a gold loan offline can be a hectic issue although, so why to rush to the branch and visit those departments multiple times to get the loan approved.
Instead, you can save your time and apply for a gold loan online. We at Dialabank can do that for you in a faster and proper manner.
Call us anytime on 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Palia Kalan
CIBIL Score Required for Gold Loan Palia Kalan
- A good CIBIL score is a must in both the online and offline loan process to get your application approved.
- 750 score is considered a good score for loan approval
- Next, companies will also have a look at the customer’s behavior on the previous loans.
- Delayed payments will have a bad impact on your application.
- So better the score is, better will be your chances of loan approval.