Gold Loan Palia Kalan

AT 0.75%* INTEREST RATE
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    Gold Loan Palia Kalan

    Major Gold Loan Providers in Palia Kalan

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Palia Kalan Features

    Looking to start a new business but not having enough funds?

    Not sure where to look?

    You can easily rely on Gold Loans. Gold loans are the easiest form of loan to apply and usually get approved within 48 of the verification.

    Customers only need to deposit their gold assets as collateral and they can get a loan up to 75 percent of the overall market value of gold, this is because the rates of gold keep changing every day.

    Gold Loan Palia Kalan Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

    Documents for Gold Loan Palia Kalan

    • You need to submit a Proof of Identity. A Passport copy/Aadhaar card or a voter ID will do.
    • Address Proof is also required. Any document like Electricity Bill, a rental bill, or ration card will be accepted.
    • In addition to these, customers should also submit Signature proof and 2 passport-sized photographs.

    Additional Documents Required for Gold Loan Palia Kalan

    1. Land Proof for Agriculture Loan of more than Rs. 1 lac.
    2. No proof needs to be submitted in case of allied agriculture purposes.
    3. A Demand Promissory Note is also required.
    4. A Certificate by the Jewel Appraiser (Bank will take care of it).
    5. Income Proof including Form No.16 and Salary Certificate  

    Eligibility Criteria for Gold Loan Palia Kalan

    1. Age Limit is 21 years.
    2. Only Indian Citizens can apply.
    3. The maximum age allowed is 60 Years.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Palia Kalan

    Online Process to Apply for Gold Loan Palia Kalan

    Applying for a gold loan online can be a very easy task. We here at Dialabank are eager to solve your every issue regarding the gold loan.

    1. You just need to visit the Dialabank site.
    2. A basic information form needs to be filled on the website
    3. Our customer support will get back to you shortly after form submission. 
    4. DialaBank will arrange a document pick up from your doorstep.

    You can even call us on 9878981166 anytime for more details. 

    Dialabank is the premier platform to apply online for a gold loan, because:

    • We have constantly maintained a good reputation among our customers 
    • Dialabank offers you the best and reliable service
    • We are India’s first financial helpline
    • Dialabank always try to provide affordable and lowest interest rate available on Gold Loan
    • Nominal documentation needs to be done 
    • Our team of trained relationship managers always tries to guide you in best possible way.
    Offline Process to Apply for Gold Loan Palia Bank

    There are many banks or NBFCs which provide offline loan service. Customers just need to search for their nearest loan providing institution. Applying for a gold loan offline can be a hectic issue although, so why to rush to the branch and visit those departments multiple times to get the loan approved.

    Instead, you can save your time and apply for a gold loan online. We at Dialabank can do that for you in a faster and proper manner.

    Call us anytime on 9878981166.

    Processing Fees / Prepayment Charges on Gold Loan Palia Kalan

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Palia Kalan

     

    • A good CIBIL score is a must in both the online and offline loan process to get your application approved.
    • 750 score is considered a good score for loan approval
    • Next, companies will also have a look at the customer’s behavior on the previous loans. 
    • Delayed payments will have a bad impact on your application.
    • So better the score is, better will be your chances of loan approval.

       

      Gold Loan Palia Kalan Agents

      Dialabank is the leading and one of the most trusted gold loan agents in Palia Kalan.

      You can go to the Dialabank website and apply there or simply give a call at 9878981166

      Dialabank also helps you choose the best option from different Banks and NBFCs 

      Customers will get a detailed and structured market comparison from which they can make correct and better decisions.

      Gold Loan Palia Kalan Contact Number

      To get instant help for Gold Loan in Palia Kalan Call 9878981166.

      Pre Calculated EMI Table for Gold Loan Palia Kalan

      Rate
      5 Yrs
      4 Yrs
      3 Yrs
      10.50%
      2149
      2560
      3250
      11.00%
      2174
      2584
      3273
      11.50%
      2199
      2608
      3297
      12.00%
      2224
      2633
      3321
      12.50%
      2249
      2658
      3345
      13.00%
      2275
      2682
      3369
      13.50%
      2300
      2707
      3393
      14.00%
      2326
      2732
      3417
      14.50%
      2352
      2757
      3442
      15.00%
      2378
      2783
      3466

      About Palia Kalan

      Palia Kalan is a city located in the Lakhimpur Kheri district of Uttar Pradesh. The city also has a municipal board. Palia Kalan is known for its natural habitats and is home to many species of birds and animals. The city also has very fertile land for agriculture. River Sharda also flows nearby the city. Dudhwa National Park is the most famous tourist attraction here.

      Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.