Gold Loan Padrauna

Major Gold Loan Providers in Padrauna

Gold Loan Padrauna Features

Are you running out of your cash reserves?

Do you feel a need to take a gold loan?

Well, if you have a sufficient amount of gold you can keep as collateral, you can consider taking a Gold Loan from any of the reputed banks. Since it is a secured loan, the applicant requires minimum paperwork to get it approved.

Why Gold Loan Padrauna?

Gold Loan Padrauna provides financial assistance to its customers by providing financial assistance at affordable rates of interest. Although having gold is the only prerequisite for Gold Loan, one should have a reliable and good source of income along with decent credit history to fasten the verification and approval process.

Besides, the market price of gold is never stagnant. Thus, you can take a loan of up to 75 percent of the market value of gold.

Gold Loan Padrauna Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Loan against gold Interest Rates

Documents for Gold Loan Padrauna

The following documents are needed from the applicant:

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License or other documents.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license, or other documents.
3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification or other documents.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Padrauna

1. Land Proof: No proof is required if an agriculture loan of more than 1 lac rupees is taken.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will coordinate to arrange).
4. Income Proof: Salary Certificate as well as Form No.16

Eligibility Criteria for Gold Loan Padrauna

1. The applicant should be in between (minimum) 21 years to 60 years (maximum).
2. The applicant must be an Indian national.

How to Apply for Gold Loan Padrauna

Online Process to Apply for Gold Loan Padrauna

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC, and others through Dialabank online by filling up a simple user-friendly form.

In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.

For further information, you can call on +919878981166 anytime.

Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes Bank, and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Interest Rate on Gold Loan.
7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Padrauna

The applicant can also choose to avail of Gold Loan from the nearby physical branches. This can be done by searching ‘Gold Loan near me’ on google. It will enlist all the closest branches of banks and finance companies providing loans near your location. Please select them according to your preference and knowledge. However, Dialabank can do that for you in a quicker and organized manner.

But if you choose to go with a physical branch which is near you, the applicant might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. But again, Dialabank can do this even faster by handling all complex processes. You just need to apply to believe.

Processing Fees / Prepayment Charges on Gold Loan Padrauna

CIBIL Score Required for Gold Loan Padrauna

No CIBIL score is required for Gold Loan, A gold article is a necessity. You can get a gold loan at an even low CIBIL score.