Gold Loan Pachora

AT 0.75%* INTEREST RATE
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    Gold Loan Pachora

    Major Gold Loan Providers in Pachora

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Pachora Features

    gold loan pachora

    Worry no more because Gold Loan is available for you, the loan requires less documentation as is secured against gold and you can get your loan approval within 48 hours of the process of verification. Besides, you can get a loan amount of up to 75 per cent of the market price of gold, this is due to fluctuation in the market value of the gold.

    Gold Loan Pachora has financial aid at the best interest rates for its clients. A good income source also helps in making the verification and loan approval process quicker. To obtain a Gold loan, the must stand with a rigid source of income as well as a good credit history. 

    Gold Loan Pachora Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documents for Gold Loan in Pachora

    1. Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    2. Proof of Identity can be Passport Copy/ Aadhaar card/ Voters ID card/ Driving License
    3. 2 passport size photographs.
    4. Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.

    Additional Documents Required for Gold Loan Pachora

    1. A Demand Promissory Note.
    2. Certificate attested by the Jewel Appraiser is managed by us.
    3. Income Proof can be a salary certificate and Form No.16
    4. Land Proof can be there for Agriculture Loan exceeding Rs. 1 lac. and not for allied agriculture purposes.

    Eligibility Criteria for Gold Loan Pachora

    1. Must be having Indian Nationality.
    2. The minimum age of the individual should be 21 years and maximum up to 60 years

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Pachora

    Online Process to Apply for Gold Loan Pachora

    You can now choose to apply for the HDFC Bank Gold Loan at Dialabank. You are required to fill a simple online form and get a call from our supervisor for the further process with a doorstep document to pick up facility.

    For more details, you can call us on 9878981144 anytime.

    Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:

    1. Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
    2. Dialabank has a no cost of guidance policy for its customers, which means there will be no additional charges to apply for a gold loan online via us.
    3. Due to its best and quick service, the bank has a great reputation amongst the customers.
    4. If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
    5. Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.
    6. Dialabank also offers the customer a doorstep document pickup facility to ease the process.
    7. Furthermore, the candidate can even enjoy a high LTV of the jewel.
    8. Also, very little paperwork is needed if you apply for a gold loan through Dialabank.

    Offline Process to Apply for Gold Loan Pachora

    The applicant can also avail of a Gold Loan with the help of nearby branches. To do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.

    After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more. Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.

    You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.

    Processing Fees / Prepayment Charges on Gold Loan Pachora

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Pachora

    Before you choose to apply for a gold loan a good CIBIL score is very important, due to the reason that every lending institution in Pachora has a criterion for the minimum CIBIL score that is necessary for processing your Gold Loan application. A CIBIL score of a minimum of 750 is required by most of the institutions to process your loan application.

    The institutions not only look at your CIBIL score but also a detailed behaviour on the previous loans is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and the approval of your loan. To avoid such situations make sure that you have a good CIBIL score before you apply for a loan.

    Gold Loan Pachora Agents

    Gold Loan In other Cities

    Gold Loan Ozar Gold Loan Nandurbar
    Gold Loan Nilanga
    Gold Loan Nigdi Gold Loan Murtijapur
    Gold Loan Narkhed Gold Loan Morshi

    Dialabank is one of the leading gold loan agents in Pachora. Visit our website Dialabank or call at 9878981144

    Dialabank promises to assist you to find the best option amongst several Banks and NBFCs by offering you a detailed market comparison for various banks and NBFC’s so that you do not have to worry about the complex data as well as boring procedure you have to go through and help you can make the right decision. Visit our website and fill a online simple form asking for some details and then our Supervisor will contact you for further assistance.

    Gold Loan Pachora Contact Number

    Call 9878981144 and get instant help and approval for Gold Loan in Pachora now.

    Pre Calculated EMI Table for Gold Loan Pachora

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Pachora

    Situated on the banks of River Hivra, Pachora is a city in the Jalgaon district in the state of Maharashtra. The city has many temples including the Balaji temple, Kaila Mata temple, and the Jagdamba Devi temple.