Major Gold Loan Providers in Pachora
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Pachora Features
Worry no more because Gold Loan is available for you, the loan requires less documentation as is secured against gold and you can get your loan approval within 48 hours of the process of verification. Besides, you can get a loan amount of up to 75 per cent of the market price of gold, this is due to fluctuation in the market value of the gold.
Gold Loan Pachora has financial aid at the best interest rates for its clients. A good income source also helps in making the verification and loan approval process quicker. To obtain a Gold loan, the must stand with a rigid source of income as well as a good credit history.
Gold Loan Pachora Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan in Pachora
- Address Proof can be Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Proof of Identity can be Passport Copy/ Aadhaar card/ Voters ID card/ Driving License
- 2 passport size photographs.
- Signature Proof can be Passport Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan Pachora
- A Demand Promissory Note.
- Certificate attested by the Jewel Appraiser is managed by us.
- Income Proof can be a salary certificate and Form No.16
- Land Proof can be there for Agriculture Loan exceeding Rs. 1 lac. and not for allied agriculture purposes.
Eligibility Criteria for Gold Loan Pachora
- Must be having Indian Nationality.
- The minimum age of the individual should be 21 years and maximum up to 60 years
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Pachora
Online Process to Apply for Gold Loan Pachora
You can now choose to apply for the HDFC Bank Gold Loan at Dialabank. You are required to fill a simple online form and get a call from our supervisor for the further process with a doorstep document to pick up facility.
For more details, you can call us on 9878981144 anytime.
Dialabank is even considered as the most trusted platform to apply for a gold loan online and there are many reasons behind this:
- Dialabank is India’s first financial helpline; it comes with the best financial services all over the country.
- Dialabank has a no cost of guidance policy for its customers, which means there will be no additional charges to apply for a gold loan online via us.
- Due to its best and quick service, the bank has a great reputation amongst the customers.
- If you are applying for a gold loan on the Dialabank website, you will get a very low-interest rate HDFC Gold Loan.
- Our Relationship Managers are thoroughly trained so that they can guide and assist you in the whole process of Gold Loan.
- Dialabank also offers the customer a doorstep document pickup facility to ease the process.
- Furthermore, the candidate can even enjoy a high LTV of the jewel.
- Also, very little paperwork is needed if you apply for a gold loan through Dialabank.
Offline Process to Apply for Gold Loan Pachora
The applicant can also avail of a Gold Loan with the help of nearby branches. To do so, simply search Gold Loan near me on google. The search will present you with all the bank branches and finance companies that are providing loans near you. You then need to select amongst them according to your knowledge, but Dialabank can make your work easier and faster by doing it for you.
After that, you will have to visit those departments to apply for the loan, and then before the loan gets approved, you will have to visit many times more. Some banks and finance companies that provide a much faster process is HDFC Gold Loan branches and Muthoot Gold Loan branches.
You can also obtain loans from HDFC Gold Loan Branches. To find a branch that is near you, just search Muthoot Gold Loan nearby. Google will show a list of all the Muthoot Gold Loan Branches that are near you.
Processing Fees / Prepayment Charges on Gold Loan Pachora
CIBIL Score Required for Gold Loan Pachora
Before you choose to apply for a gold loan a good CIBIL score is very important, due to the reason that every lending institution in Pachora has a criterion for the minimum CIBIL score that is necessary for processing your Gold Loan application. A CIBIL score of a minimum of 750 is required by most of the institutions to process your loan application.
The institutions not only look at your CIBIL score but also a detailed behaviour on the previous loans is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and the approval of your loan. To avoid such situations make sure that you have a good CIBIL score before you apply for a loan.
Gold Loan Pachora Agents
Gold Loan In other Cities
Gold Loan Ozar | Gold Loan Nandurbar |
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Gold Loan Nigdi | Gold Loan Murtijapur |
Gold Loan Narkhed | Gold Loan Morshi |
Dialabank is one of the leading gold loan agents in Pachora. Visit our website Dialabank or call at 9878981144
Dialabank promises to assist you to find the best option amongst several Banks and NBFCs by offering you a detailed market comparison for various banks and NBFC’s so that you do not have to worry about the complex data as well as boring procedure you have to go through and help you can make the right decision. Visit our website and fill a online simple form asking for some details and then our Supervisor will contact you for further assistance.