Gold Loan Orai

Best Banks for Gold Loans in Orai

Gold Loan Orai Features

Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs offer it at a reasonable rate of interest and minimum documentation.

Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If you fail to repay, the loan can be renewed.

The amount of loan sanctioned varies depending upon the purity of the gold.

Gold Loan Orai Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Orai

1. 2 recent passport size photographs(colored) of the applicant
2. Government-approved ID such as Driving license/passport/Aadhar card, etc
3. Fully filled application form
4. Proof of Address: Ration card/ Tel, Electricity Bill/ Passport copy/Sales Tax certificate/Rental bill
5. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
6. Certificate by the Jewel Appraiser (Bank will arrange)
7. Proof of signature: Passport Copy/Driving License/Banker’s verification/cheque.
8. A Demand Promissory Note.
9. Proof of Income (i.e. salary slips/ Form 16) of the borrower

Eligibility Criteria for Gold Loan Orai

1. The age of the applicant should be between 21-60 years
2. Indian nationality is a must for the applicant
3. He/She should be a self-employed or salaried person.

How to Apply for Gold Loan Orai

Online Process to Apply for Gold Loan Orai

• You can apply for the Gold Loan at Dialabank.
• It is less time consuming and convenient
• Fill an online form with necessary details
• Our executives will then contact you for further assistance
• You can also avail document pick up facility from your doorstep by our executives

The reasons why DialaBank is one of the leading platforms for online financial service is:

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Gold Loans can be availed at a low rate of interest with minimum documentation requirement
3.  Dialabank provides a document pickup facility from the doorstep of the customer.
4. No additional charges need to be paid for the service
5. The bank has a good reputation among the customers because of its best services.
6. The Relationship managers of Dialabank are trained and assist the customer

Offline Process to Apply for Gold Loan Orai

The applicant also has an option to avail Gold Loan through the offline process. This requires market research as well as some physical work of visiting the bank.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your need.

Processing Fees / Prepayment Charges on Gold Loan Orai

CIBIL Score Required for Gold Loan Orai

Most of the major banks and NBFCs offer Gold Loan irrespective of the CIBIL score. The applicant should provide all the necessary documents.