Best Banks for Gold Loan in Nuzvid
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Nuzvid Features
Want to get rid of the financial crunch?
Dialabank is in the scene with a gold loan at easy and affordable rate of interest, requiring the least documents!
One can enjoy the benefit of up to 75 per cent of the market value of the gold due to price fluctuations.
You simply require a good income source and the money provided to you within 2-3 hours.
Gold Loan Rate Per Gram Today in Nuzvid
Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Know more: gold loan per gram
Gold Loan in Nuzvid Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Know more: gold loan interest rate
Gold Loan in Nuzvid Documents Required
- Address proof (Sales Tax certificate/Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Shop & Est LicenseTrade license: any-one).
- Signature proof (Banker’s verification/Passport Copy/Driving License/cheque: any-one).
- Proof of identity (Passport Copy/ Voter’s ID card/Driving License/Aadhaar card: any-one).
- Two Passport-sized photographs.
Additional Documents Required for Gold Loan in Nuzvid
- A Demand Promissory Note
- Proof of land required (For Agriculture Loan more than Rs. 1 lac and not required for allied agriculture purposes)
- Certificate from any Jewel Appraiser arranged by the bank.
- Income Proof in form of a Salary Certificate and Form No.16.
Gold Loan in Nuzvid Eligibility Criteria
Applicant’s age should be 21-60 years and Nationality to be Indian.
Gold Loan Nuzvid Agents and Contact Number
Dialabank is a trustworthy Gold Loan Agent all across Nuzvid. Apply online on the site of Dialabank or contact 9878981166.
Representatives of Dialabank are there to guide you at every step. Our institution show details between bank and NBFCs so that you get the best and you need not worry even a bit about any complex procedures.
Contact 9878981166 for help and get quick approval of your Gold Loan in Nuzvid.
Gold Loan in Nuzvid Documents Required
- Signature Proof Passport Copy/Banker’s verification/cheque/Driving License- any 1
- 2 passport size photographs.
- Proof of Identity Passport Copy/ Voters ID card/ Driving License/Aadhaar card- any 1
- Address Proof Ration card/ Tel, Electricity Bill/ Trade license /Shop & Est. License/Rental bill/ Passport copy/Sales Tax certificate-any 1
Additional Documents Required for Gold Loan Nuzvid
- Certificate by the Jewel Appraiser (Bank will arrange).
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Nuzvid
- The applicant should be between (minimum) 21 to 60 (maximum).
- Applicant’s nationality must be Indian.
How to Apply for Gold Loan in Nuzvid
Online Process to Apply for Gold Loan in Nuzvid
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Nuzvid
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Nuzvid
CIBIL Score Required for Gold Loan Nuzvid
No CIBIL score is required for Gold Loan, it is just the gold article you need.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your loan. Every second lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Nuzvid. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is always a good practice.
Pre Calculated EMI Table for Gold Loan Nuzvid
About Nuzvid
Nuzvid is a city in Krishna district of Andhra Pradesh, India, which serves as the administrative headquarters for Nuzvid Mandal and Nuzvid revenue division.
Other Cities for Gold Loan in Andhra Pradesh
| Gold Loan Itanagar | Gold Loan Tinsukia |
| Gold Loan Tawang | Gold Loan Hojai |
| Gold Loan Jorhat | Gold Loan Khanapara |
| Gold Loan Silchar | Gold Loan Nagaon |
FAQs About Gold Loan Nuzvid
- Who is eligible to avail a gold loan Nuzvid?
Anyone above 21 years of age, who owns gold jewellery or gold coins of 18-24 carats and is in urgent need of cash can avail a gold loan Nuzvid.
- Which is the best platform to get a gold loan Nuzvid online?
DialaBank, India’s first financial helpline is the best platform to avail a gold loan online as it offers best deals across various banks and NBFCs, with minimum documentation.
- How do I repay my gold loan Nuzvid?
After availing a gold loan in Nuzvid you will have to make monthly EMI payments to the banks till the completion of the loan tenure. These payments can be made through cash/ DD/ cheque or online transactions.
- Is the gold loan a better choice than a personal loan?
As gold loans are secured loans, they are cheaper than personal loans and also do not require any sort of income proofs. Thus, gold loans are a better choice than personal loans.
- What are the documents required to avail a gold loan Nuzvid?
The basic documents required to avail a gold loan in Nuzvid are passport-sized photographs, address proofs and identity proofs.
