Gold Loan Nayagarh

Best Banks for Gold Loans in Nayagarh

Gold Loan Nayagarh Features

Gold Loans are appropriate and fitting to avail short-term credit as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of the Karats of gold as well as different banks.

Gold Loan Nayagarh Interest Rates and Rates

 Gold Loan in Nayagarh Documents Required

1. Signed Application form by the applicant
2. 2 colored passport size photographs of the applicant are mandatory
3. Proof of Signature can be any of the given: Passport Copy/Driving License/Banker’s verification/cheque.
4. Proof of Address can be any of the given: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
5. Identity proof can be Driving License/Passport/Aadhar Card/Voter’s ID, etc
6. Certificate by the Jewel Appraiser (arranged by the Bank)
7. A Demand Promissory Note.
8. Proof of Income (i.e. salary slips/ Form 16) of the applicant is compulsory
9. Land Proof by the applicant can be any of the following: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)

 Gold Loan in Nayagarh Eligibility Criteria

1. The applicant should belong to the age group of 21 to 60 years
2. Applicant should have INDIAN nationality
3. He/She should be either salaried or self-employed

How to Apply for Gold Loan Nayagarh

Online Process to Apply for Gold Loan Nayagarh

• You can avail the Gold Loan Nayagarh with a single click while sitting at home. Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
• Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
• You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
• Only at the time of submission of gold you have to pay a visit to the Bank, the rest will be taken care of by the Bank’s executives.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. The bank has a good reputation among the customers because of its best services.
3.  Dialabank provides a document pickup facility from the doorstep of the customer.
4. No service or additional charges are applied
5. The Relationship managers of Dialabank are trained and assist the customer without any hesitance
6. Gold Loans can be availed at a low rate of interest with minimum documentation requirement

Offline Process to Apply for Gold Loan Nayagarh

If an applicant wants to apply for a gold loan through an offline process that requires physically visiting the nearby banks.

The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will correspond and assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Nayagarh

CIBIL Score Required for Gold Loan Nayagarh

Most of the major banks and NBFCs offer Gold Loan without asking for the CIBIL score. The applicant should have all the necessary documents and should be eligible to apply for the loan according to the criteria.