Major Gold Loan Providers in Narsinghpur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Narsinghpur Features
Who wouldn’t want monetary assistance in case of financial hardships? It is obvious to go for loans when facing any such crisis. Each bank or non-banking financial institution is pleased to provide a loan to their customers after meeting the eligibility criteria. Gold loan is one of the types, which needs minimum documents and fetch maximum benefits to its applicant.
Nowadays, besides the banks, many nonbanking financial companies are also there that provides a gold loan to the customers. Dialabank is one amongst them. Being India’s most reliable source of financial assistance, we are the emerging leaders in the said field.
Gold Loan Narsinghpur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Narsinghpur
- Identity Proof: Passport Copy/ Driving License/ Aadhaar Card/ Voter ID Card.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade or Shop License/Sales Tax Certificate.
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Narsinghpur
- Land Proof (For Agriculture Loan exceeding Rs. 1 lac, not required for allied agriculture purposes).
- A Demand Promissory Note.
- Certificate by Jewel Appraiser (Bank will arrange).
- Income Proof (Salary Certificate and Form No.16)
Eligibility Criteria for Gold Loan Narsinghpur
- Age Limit: 21-60 years
- Nationality: Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Narsinghpur
Online Process to Apply for Gold Loan Narsinghpur
- Apply for HDFC Bank Gold Loan via Dialabank.
- Just fill a simple form online, available on our website.
- Our Customer Relationship Manager will soon get in touch with you for further steps.
- The Document picks up facility is available at your doorstep.
For more information, contact 9878981166.
Dialabank is the best platform to apply for a gold loan online as:
- We are India’s first financial helpline aiming to provide the best financial services to our customers.
- We charge zero additional charges to apply for a gold loan online on our website.
- One can get a high LTV of the gold along with complete security of their jewels.
- The bank also has a good reputation among its customers due to safe and secure services.
- Apply with us to get a low HDFC Gold Loan Interest Rate.
- We provide a document pickup facility from the doorstep of the customer.
- Negligible documentation is required to ease the process.
- Relationship Managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Narsinghpur
The applicant can also avail of Gold Loan per gram from the nearby branches. To do so,
- Search Gold Loan near me on google.
- All the branches of banks and finance companies providing loans near you will appear.
- Select them as per your preference and knowledge.
- Visit the departments and apply for the loan
- Make sure you visit many times before than loan finally approves.
Dialabank can do that for you easily and quickly!
Processing Fees / Prepayment Charges on Gold Loan Narsinghpur
CIBIL Score Required for Gold Loan Narsinghpur
A good CIBIL score is a prerequisite to apply for a gold loan. For processing a Gold Loan application, every lending institution has its criteria for the minimum CIBIL score. Most of them require 700-750 to process the loan application.
Apart from this, a detailed behavior on the previously taken loans, which include details on the type of loan taken and the amount borrowed are also considered. To avail of a fresh loan, make sure you have no previous delayed payments. Hence, make sure your CIBIL score is good before applying!
Gold Loan Narsinghpur Agents
You can apply online at Dialabank or contact 9878981166.
One of the leading and most trusted gold loan agents all across the country is Dialabank. We aim to help you find the best-suited alternative between several Banks and NBFCs by providing a detailed and structured market comparison so that you do not need to worry about the complex information and process. Visit our website to fill a simple form asking for some details; our Customer Relationship Manager will soon get in touch with you. Hence you can make the right choice with us!
Gold Loan Narsinghpur Contact Number
Contact 9878981166 for instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Narsinghpur
About Narsinghpur
Narsinghpur is a ravishing city located under Jabalpur division of Madhya Pradesh. The city is known to have fertile land all over, with black soil in most of the region which is best-suited for paddy production. This place serves as the most popular among the farming community due to its adaptability feature for all three crop seasons, i.e. Rabi, Kharif and in commercial crops on the other hand. Some of the famous tourist spots include Narsimha Mandir, Jhoteshwar, Bramhan Ghat, Damaru Ghati, Tone Ghat, etc. Also, Narsinghpur witnesses a week’s fate in which state-level tournaments of kabaddi, volleyball, kho-kho and a lot more adventures are organized.
