Gold Loan Nanjangud

Major Gold Loan Providers in Nanjangud

Gold Loan Nanjangud Features

Are you worried about the finance shortage?

In need of instant cash?

Gold Loan is a very suitable option for you then. You do not have to worry about instant cash as you can get your loan approval within 48hours of the verification process. The loan is secured against the gold so very less paperwork is required.

Jewel Loan Nanjangud provides its clients with financial aid at the most affordable interest rate. In order to get a Gold Loan, the applicant must stand with a fixed and considerable source of income as well as a good credit history. This even makes the process of verification and loan approval quicker.

Also, you can avail of a loan amount of up to 75 percent of the market price of gold, this is due to the consideration of fluctuation in the market value of the gold.

Gold Loan Nanjangud Interest Rates

Documents for Gold Loan Nanjangud

1. Identity Proof requires any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof requires any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof requires any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. Passport size photographs- 2.

Additional Documents Required for Gold Loan Najangud

1. Proof of Land: In the case of an Agriculture Loan of over Rs. 1 lac. For allied agriculture purposes, the proof is not needed.
2. A Demand Promissory Note.
3. Jewel Appraiser Certification (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Nanjangud

1. The minimum age is 21 years and a maximum of up to 60 years.
2. Indian Nationality is a must.

How to Apply for Gold Loan Nanjangud

Online Process to Apply for Gold Loan Nanjangud

You can even apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple online form.

Then, you will get a call from our representative. You will also get a facility to pick up documents from your doorstep.

For more details, you can call us anytime on 9878981144.

There are many reasons behind the fact that Dialabank is the best platform to apply for a gold loan online, some of them are:

1. Dialabank is India’s first financial helpline; it promises to provide the best financial services to all the customers across the country.
2. Dialabank guides the customers without any additional charges to apply for a gold loan online on the Dialabank website.
3. A high LTV of your gold serves as a plus point.
4. Moreover, due to its fast and impressive services, the bank holds a good reputation amongst the customers.
5. If you are applying for a gold loan on Dialabank, then you will also get to enjoy a low HDFC Gold Loan Interest Rate.
6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
7. Very little paperwork is needed when you apply for a gold loan rate per gram through the Dialabank website.
8. Relationship managers are properly trained to guide you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Nanjangud

The nearby branches are also an option if the applicant wants to proceed for an offline process. In order to do the same, simply search Gold Loan near me on google. The search will present a list of all the bank branches as well as finance companies that provides a gold loan near you. After that, you will be required to select them with your experience and knowledge. On the other hand, Dialabank can do that in a faster and more convenient manner for you.

Moreover, you will also be required to visit several departments to apply for the gold loan and before your loan gets the final approval, you will need to visit many times more.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is much faster.

You can also get your gold loan from HDFC Gold Loan Branches. To find a branch that is nearby, search for Muthoot Gold Loan near me. Google will help you with the result for all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Nanjangud

CIBIL Score Required for Gold Loan Nanjangud

As every lending institution in Nanjangud requires a minimum CIBIL score criterion to process a Gold Loan application, a CIBIL score is a very important aspect before you apply for a gold loan. A minimum CIBIL score of 750 is required by most institutions to process a gold loan application.

The institutions also consider the details of the previous loan taken which includes the repayment behavior, the amount borrowed, and the type of loan taken. Any late payments during the previous loans act as a hurdle between you and your loan approval. This makes a good CIBIL score necessary before you wish to apply for a gold loan.