Major Gold Loan Providers in Nalagarh
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Nalagarh Features
Be it a financial crunch or an urgent need lumpsum money in hand, a gold loan is the best alternative.
Gold Loan Nalagarh Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Nalagarh
- Identity Proof: Voter ID Card/ Driving License/ Aadhaar Card/ Passport Copy
- Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
Additional Documents Required for Gold Loan Nalagarh
- Land Proof (Not required for allied agriculture purposes)
- A Demand Promissory Note
- Certificate by Jewel Appraiser (Bank will arrange)
- Income Proof (Salary Certificate and Form No.16)2 passport size photographs.
Eligibility Criteria for Gold Loan Nalagarh
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Nalagarh
Online Process to Apply for Gold Loan Nalagarh
- One can apply for the Gold Loan online via Dialabank.
- Fill a simple form online.
- Our representative will contact you.
- Document pick up service available from your doorstep.
For more information, contact 9878981166.
Dialabank is taken into consideration as the best platform to apply online for a gold loan as:
- We are India’s first financial helpline having 11 years of experience in this field.
- We provide the best financial services to our customers over 18 cities all over India.
- We have no additional charges on the loan application.
- One can get a high LTV of the gold with complete safety and security.
- We have a good reputation among our customers because of our transparent and instant services.
- Apply for a gold loan on Dialabank and get a low-interest rate.
- We provide a document pickup facility from the doorstep of the customer.
- While applying for a loan with us, very few documents are required to ease the process.
- Relationship managers are trained thoroughly to guide you in the entire process.
Offline Process to Apply for Gold Loan Nalagarh
- Search Gold Loan near me on google.
- A list of all the bank branches and finance companies providing loans near you appear.
- Select them according to your preference and understanding.
- Visit a suitable department and apply for the loan.
- You will be asked to visit many times before the loan gets finally approved.
Dialabank can do that for you reliably and easily!
Processing Fees / Prepayment Charges on Gold Loan Nalagarh
CIBIL Score Required for Gold Loan Nalagarh
A good CIBIL score is a prerequisite for availing of the gold loan. Each lending institution has its criteria for the minimum CIBIL score of 700-750 which is required for processing the application.
Apart from the score, the detailed behavior on the previously taken loan is also necessary. Details on the type of loan taken and the amount borrowed are kept in mind before granting a loan. Delayed payments for previous loans can act as a barrier for availing a fresh loan.
So make sure your CIBIL score is good before you apply for a loan!
Gold Loan Nalagarh Agents
You can apply online on our website Dialabank or contact 9878981166.
As mentioned earlier, one of the leading and most trusted gold loan agents is Dialabank. We help you find the best option between several Banks and NBFCs by providing a detailed and structured market comparison of different banks. Visit our website to fill a simple form using your details. Our Customer Relationship Manager will get in touch with you. So, no need to worry about the complex process you have to go through, and hence you can make the right choice!
Gold Loan Nalagarh Contact Number
Call 9878981166 for instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Nalagarh
About Nalagarh
Nalagarh is an ancient city located in Himachal Pradesh, India. The city remains packed with tourists and travelers from all across Asia, sightseeing the mesmerizing view of the mountainous foothills. People of the city are mostly found to be engaged in marginal work. The place witnesses a mixture of both Pahari and Punjabi speakers due to the strong influence of the nearby city Ambala. Nalagarh is famous for a fort built by Raja Bikram Chand in remarks of the city, popularly known as Nalagarh Fort.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
