Best banks for Gold Loans in Nakrekal
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Nakrekal Features
Looking for extra money to support someone?
Do you think that a bar of gold could solve half of your problems?
With minimum paperwork or documentation required, Gold Loan is easy to obtain and can guarantee a good amount of instant money.
What are some Gold Loan Nakrekal features?
Gold Loan Nakrekal provides financial help to its consumers at the best affordable interest rates. To get a gold loan, an applicant must have enough gold and demanded documents for approval.
If a person has a clear history of credits with a good income, the loan approval, and verification process gets smoother for both entities i.e. Lender and Borrower.
Besides, you can have a loan of up to 75 percent of the gold’s market price as it is always changing.
Gold Loan Rate Per Gram Today in Nakrekal
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Nakrekal Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Nakrekal Documents required
- Two passport-sized photos
- Signature proof: Driving License, Cheque, Banker’s Verification (Any one thing can be used)
- Residence proof: Any utility bill like Rental Bill, Electricity Bill, Sales Tax Certificate can be used.
- Identity proof: To prove your identity, you can use a Voter ID card, Aadhar Card, or Driving License, etc.
- Your bank will provide the Certificate by the Jewel Appraiser.
- The Demand Promissory Note.
- Land Proof, if obliged.
- Income Proof
Gold Loan in Nakrekal Eligibility Criteria
- The Loan Aspirant should be between 21 to 60 years of age
- The Loan aspirant should be an Indian National
- He/She should be self-employed or salaried.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Nakrekal
The Online Process to Apply for Gold Loan Nakrekal
You can apply online on the website of Dialabank.
By submitting an online form, you will be reverted by our representative who will assist you in the whole gold loan approval process.
Dialabank is considered to be people’s first choice because:
- Dialabank is India’s first financial helpline; it presents the best financial services to customers all over the country.
- The bank has a good reputation amongst consumers because of its most solid services.
- There is no processing fee or additional fees for availing the service by Dialabank
- The Relationship managers of Dialabank are adequate to assist throughout the process.
- Gold Loan interest rate can be availed at a low with minimum documentation or paperwork claimed.
- To preserve your important time, Dialabank also provides a document pickup facility from the doorstep of the customer.
The Offline Process to Apply for Gold Loan Nakrekal
Gold Loan can also be obtained through an offline process that needs physically visiting the nearby banks.
The applicants need to explore for the nearby banks offering Gold Loans and visit them at their working hours. Consequently, their relationship manager will answer and assist you according to your terms.
Processing Fees / Prepayment Charges on Gold Loan Nakrekal
CIBIL Score Required for Gold Loan Nakrekal
No CIBIL score is needed for Gold Loan in Nakrekal