Best Banks for Gold Loan in Naihati

Gold Loan Naihati Features

Running short out of cash?

Do not know what to do?

Gold Loan is available for you do not worry. This loan requires less paperwork, as it is unsecured and you can get your loan approved within 48 hours after all the verification process.

GoldLoan Delhi loan provides financial aid to the customers at the best affordable interest rates. To get a Gold loan, the applicant needs to have a proper and reliable source of income and has a good credit history, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Rates Per Gram Today in Naihati

Gold Loan Naihati Interest Rates and Charges

Gold Loan Naihati Documents Required

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Naihati

1. Land Proof: If amount of Agriculture Loan is more than Rs. 1 lac. No proof is required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Bank will arrange Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Gold Loan Naihati Eligibility Criteria

1. The minimum age of the individual should be 21 years and maximum up to 60 years.
2. Must be having Indian Nationality.

How to Apply for Gold Loan Naihati

Online Process to Apply for Gold Loan Naihati

At Dialabank, you can apply for the HDFC Bank Gold Loan.

You just have to fill a simple form online.

After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep.

You can call on 9878981166 anytime for more information.

Dialabank is considered as the best platform to apply for a gold loan online. So many reasons are there behind this, some of them are:

1. Dialabank provides the best financial services to customers all over the country; it is India’s first financial helpline.
2. Dialabank guides the customers free of cost. No additional charges of applying for a gold loan online on the website of Dialabank are required.
3. You will get a high LTV of your gold, is one more benefit.
4. Besides that, because of its best and fast services, the bank has a good reputation among the customers.
5. You will get a low HDFC Gold Loan Interest Rate if you apply for a gold loan on Dialabank.
6. A document pickup facility is provided by Dialabank from the doorstep of the customer to ease the process.
7. Also, very little paperwork is required while applying for a gold loan through Dialabank.
8. Finally, to guide and serve you in the entire process of Gold Loan, the Relationship managers are trained thoroughly.

Offline Process to Apply for Gold Loan Naihati

The applicant also can avail of Gold Loan from the nearby branches. Searching “Gold Loan near me” on google will help. All the branches of banks and finance companies providing loans near you will be enlisted. Select them according to your preference and knowledge, but in a quicker and better manner, Dialabank can do that for you.

Then you have to visit those departments and apply for the loan and have to visit many times before than loan gets finally approved.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some banks and finance company where this process is much faster.

HDFC Gold Loan Branches will help you avail loans. To find a branch that is nearby, search “Muthoot Gold Loan near me”. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Naihati

CIBIL Score Required for Gold Loan Naihati

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. A minimum score of 750 to process your loan application is required by most institutions.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. Details on the type of loan taken and the amount borrowed are included in this. Any delayed payments for previous loans can become an obstacle to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.