Best Banks for Gold Loan in Nagaur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Nagaur Features
Are you short of funds? Gold Loan is available for you. This loan is secured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process. The Gold ornament is considered as collateral to be deposit against the loan amount.
The Gold Loan is provided about 70% of the value of the Gold ornament which you have to deposit, and there is no need for installments to be paid, you only have to deposit the interest on the loan.
Gold Loan Nagaur is a secured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, there is no need for the applicant to have a rigid and good source of income and has a good credit history. The CIBIL score is also not required for Gold Loan.
Furthermore, there is no end-use restriction on the use of the Gold loan amount. You can use this loan amount anywhere you want to do.
Gold Loan Rate per Gram Today in Nagaur
Updated - Gold Loan Per Gram Rate w.e.f Feb 07 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Nagaur Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Nagaur Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Nagaur
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Nagaur
- The minimum age requirements of the individual should be 21 years
- The maximum age requirements of individuals for up to 60 years.
- Should be an Indian citizen
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Nagaur
Online Process to Apply for Gold Loan Nagaur
You can apply for the Yes Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Yes Bank Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, very little paperwork is required.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Nagaur
The applicant also has an option to avail of Gold Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit with your Gold Ornament after verification in 5 minutes Gold Loan will be provided.
Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing the Gold loan. DialaBank not only offers bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from. The various Gold loan banks like HDFC Bank Gold Loan, Private Bank Gold Loan, Yes Bank Gold Loan, Axis Bank Gold Loan, Mannapuram Gold Loan, Muthoot Finance Gold Loan.
Processing Fees / Prepayment Charges on Gold Loan Nagaur
CIBIL Score Required for Gold Loan Nagaur
There is no need of CIBIL Score for Gold loan Nagaur