Best banks for Gold Loans in Munger
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Munger Features
Your gold is an asset that can help you during a financial crunch or when you need urgent lump sum money in hand. A gold loan is the secured loan in which gold is kept as collateral in exchange for monetary help.
What are some of the Gold Loan Munger features?
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
Gold Loan Rate Per Gram Today in Munger
Updated - Gold Loan Per Gram Rate w.e.f Mar 12 2025 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Munger Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Munger Documents required
- Identity Proof: Passport Copy/ Voters ID card/Aadhaar card/Driving License or other recognized identity proofs.
- Residence Proof: Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Telephone Bill or any other utility bill.
- Proof of Signature: Passport Copy/Cheque/Banker’s verification/Driving License or other recognized certificates.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Munger
- Land Proof: While having an Agriculture Loan of more than Rs. 1 lac. No proof is claimed for allied agriculture purposes.
- A Demand Promissory Note.
- Bank has to arrange the Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Munger Eligibility Criteria
- The minimum age of the person should be a minimum of 21 years and a maximum of up to 60 years.
- Should be recognized as an Indian national.
GOLD LOAN @ 0.75%*
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Gold Loan Munger Agent and Contact number
Dialabank is the top leading agent for availing Gold Loan Munger. You can register on Dialabank or contact 9878981166.
Dialabank serves you to find the best choice of Banks and NBFCs by providing you with a detailed market comparison of distinct banks so that you can make the right choice. Visit our website at Dialabank and fill a simple online form with your personal and employment details. Our client relationship managers will connect to help.
About Munger
In the Indian state of Bihar, Munger is a twin city and a Municipal Corporation. It is also the administrative headquarters of Munger district and Munger Division. It is considered the 11th largest city of Bihar by population. Munger is also known for being an ancient seat of rule in history.
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