Major Gold Loan Providers in Mundra
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Mundra Features
Gold Loan is a product that a person can avail easily to meet up his/her sudden financial crisis. Gold Loans are secured loans where you keep your Gold ornaments or jewelry as collateral to the banks or NBFCs. Banks sanction Gold Loan easily since it requires a minimum number of paperwork and documents.
Gold Loan Mundra Interest Rates
The Gold Loan at Mundra is available at very low-interest rates are available here.
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Mundra
- A Passport Copy/ Voters ID card/ Driving License or an Aadhaar card is required to prove your identity.
- A Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License or a Sales Tax certificate is to be applied as an address proof.
- A Passport Copy/Driving License/Banker’s verification a cheque will be required for the signature proof.
- 2 passport size photographs for the application form.
Additional Documents Required for Gold Loan Mundra
- Land Proof will be required in case of Agricultural Loan of more than Rs. 1 lac. But for allied agriculture purposes, proof will not be required.
- A Demand Promissory Note is another requirement.
- A Certificate by the Jewel Appraiser is required that bank will arrange.
- For an income proof, a Salary Certificate and Form No.16 should be submitted.
Eligibility Criteria for Gold Loan Mundra
- The individual of minimum age 21 years and maximum age 60 years can apply for a Gold Loan Mundra.
- Nationality of the individual should be Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mundra
Online Process to Apply for Gold Loan Mundra
You can apply online for Gold Loan per gram Mundra by just visiting the website of Dialabank, which is a very easy process.
Now, you just have to sit and wait for a call for us for guidance towards the next steps. Moreover, we also provide a document to pick up facility from your doorstep, this can surely share your valuable time. For more information, you can call on 9878981144.
Dialabank is considered as the best platform to apply for a gold loan online for the following reasons:
- As Dialabank is India’s first financial helpline; it provides the best financial services to its customers all over the country.
- Besides that, Dialabank is having a good reputation among its customers because of the best services we provide.
- If you are applying for a gold loan through Dialabank, you will surely get a low Gold Loan Interest Rate.
- We also provide a document pickup facility from your doorstep.
- We also guide the customers free of cost. We also do not charge any additional charges if you are applying for gold loan through our website.
- A very little paperwork is required while applying through our website.
- You will also get a high LTV of your gold, which is a plus point for you.
- Our trained Relationship managers guide you in the entire process of availing of a Gold Loan.
Offline Process to Apply for Gold Loan Mundra
The applicants also have an option to avail an HDFC Gold Loan from its nearby branches. To do so, you have to search ‘Gold Loan near me’ on google maps. The appeared list contains all neighboring departments from where you can avail of the gold loan. You have to pay regular visits to the branch till the approval of the loan.
Thus, it can be very tiring and time-consuming process. While applying with Dialabank through online process can save you a lots of time.
Processing Fees / Prepayment Charges on Gold Loan Mundra
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Mundra
There is no need for the CIBIL score for Gold Loan Mundra. So even if your CIBIL score is low you can still apply for a gold loan.