Best Banks for Gold Loan in Mulund
Gold Loan Mulund Features
Do you run out of money? Do you want anyone who will offer you help?
When you ask for help, then somebody can provide help to you. So, there is a gold loan available for you at an attractive interest rate.
The gold loan has fewer paperwork requirements. You can easily get it. Due to security issues, you can avail of your loan approval in 48 hours after the verification process.
Gold Loan Mulund helps you by providing financial help at the best affordable rate of interest. For availing of a gold loan, a good source of income and a good credit history is the necessity. This will also help in making your loan approval and verification process faster.
In addition, you will get a loan up to 75% of the market value of gold because of the variations in the market value of the gold.
Gold Loan Rate Per Gram Today in Mulund
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Mulund Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Mulund Documents Required
- Identification Proof can be any of the following:
- Passport Copy
- Voter ID Card
- Driving Licence
- Aadhaar card
2. Address Evidence can be any of the following:
- Ration Card
- Electricity Bill
- Rental Bill
- Passport Copy
- Trade Licence
- Shop Licence
- Sales Tax Certificate
3. Proof of Signature can be any of the following:
- Cheque
- Passport Copy
- Driving Licence
- Banker’s Verification
4. Passport Size Photographs: 2
Supplementary Documents Required for Gold Loan Mulund
- No requirement of Land Evidence: If you want to get an Agriculture Loan of more than 1 Lakh Rupees.
- A Promissory Note: Compulsory
- Bank will arrange: The Jewel Appraiser Certificate
- Salary Certificate and Form No.16 is important as Income Proof.
Gold Loan in Mulund Eligibility Criteria
- The minimum age can be 21 years
- The maximum age can be 60 years.
- Must be an Indian Citizen.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Mulund
Online Process to Apply for Gold Loan Mulund
You can apply for the Gold Loan Mulund at Dialabank.
A simple form will be filled by you online.
Then, you will get in contact with our representative. Furthermore, essential documents will pick up from your doorstep.
For any query about Gold Loan Mulund, you can call on 9878981144 anytime.
Dialabank is considered as the best platform for the gold loan online application. Few reasons for them are:
- Dialabank is India’s financial helpline(FIRST).
- It provides the best financial services to customers in India.
- Assists you free of cost i.e., there are no additional charges of applying for a gold loan online with Dialabank.
- Another thing is to get a high LTV of your gold.
- The bank has a good reputation among the customers because it provides the best and fast services.
- Apply for a gold loan through Dialabank, then you will get a low rate of interest.
- For the easy procedure, Dialabank provides a document pickup facility from the doorstep of the customer.
- When applying for a gold loan through Dialabank, there is less paperwork.
- In the end, the Relationship managers are instructed thoroughly to guide and serve you in the entire procedure of Gold Loan.
Offline Process to Apply for Gold Loan Mulund
From the nearby bank branches, you can avail of a gold loan. Just search Gold Loan Banks or Branches near me on google. Google will take on all the branches of banks and finance companies providing loans. You have to select them according to your knowledge, but if you apply on Dialabank, you will get your loan in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Mulund
CIBIL Score Required for Gold Loan Mulund
Having a good CIBIL score is required when you are applying for a gold loan, that is every lending institution has its standard for the minimum CIBIL score required for processing a Gold Loan application in Mulund. Most institutions require a 750 minimum score for your gold loan processing.
Aside from the CIBIL score, the institutions look after the record of your previous loans if any. This includes the type of loan has taken and the amount you have borrowed. Make sure you do not have any delayed payments of your previous loans, then it will create a hurdle in the gold loan application.