Gold Loan Mulund

AT 0.75%* INTEREST RATE
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    Gold Loan Mulund

    Best Banks for Gold Loan in Mulund

    Feature
    HDFC Bank
    Private Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Mulund Features

    gold loan mulund

    Do you run out of money? Do you want anyone who will offer you help? 

    When you ask for help, then somebody can provide help to you. So, there is a gold loan available for you at an attractive interest rate.

    The gold loan has fewer paperwork requirements. You can easily get it. Due to security issues, you can avail of your loan approval in 48 hours after the verification process.

    Gold Loan Mulund helps you by providing financial help at the best affordable rate of interest. For availing of a gold loan, a good source of income and a good credit history is the necessity. This will also help in making your loan approval and verification process faster.

    In addition, you will get a loan up to 75% of the market value of gold because of the variations in the market value of the gold.

    Gold Loan Rate Per Gram Today in Mulund

    Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Mulund Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Mulund Documents Required

    1. Identification Proof can be any of the following:
    • Passport Copy
    • Voter ID Card
    • Driving Licence
    • Aadhaar card

    2. Address Evidence can be any of the following:

    • Ration Card
    • Electricity Bill
    • Rental Bill
    • Passport Copy
    • Trade Licence
    • Shop Licence
    • Sales Tax Certificate

    3. Proof of Signature can be any of the following:

    • Cheque
    • Passport Copy
    • Driving Licence
    • Banker’s Verification

    4. Passport Size Photographs: 2

    Supplementary Documents Required for Gold Loan Mulund

    1. No requirement of Land Evidence: If you want to get an Agriculture Loan of more than 1 Lakh Rupees.
    2. A Promissory Note: Compulsory
    3. Bank will arrange: The Jewel Appraiser Certificate
    4.  Salary Certificate and Form No.16 is important as Income Proof.

    Gold Loan in Mulund Eligibility Criteria

    1. The minimum age can be 21 years
    2. The maximum age can be 60 years.
    3. Must be an Indian Citizen.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Mulund

    Online Process to Apply for Gold Loan Mulund

    You can apply for the Gold Loan Mulund at Dialabank.

    A simple form will be filled by you online.

    Then, you will get in contact with our representative. Furthermore, essential documents will pick up from your doorstep.

    For any query about Gold Loan Mulund, you can call on 9878981144 anytime.

    Dialabank is considered as the best platform for the gold loan online application. Few reasons for them are:

    1. Dialabank is India’s financial helpline(FIRST).
    2. It provides the best financial services to customers in India.
    3. Assists you free of cost i.e., there are no additional charges of applying for a gold loan online with Dialabank.
    4. Another thing is to get a high LTV of your gold.
    5. The bank has a good reputation among the customers because it provides the best and fast services.
    6. Apply for a gold loan through Dialabank, then you will get a low rate of interest.
    7. For the easy procedure, Dialabank provides a document pickup facility from the doorstep of the customer.
    8. When applying for a gold loan through Dialabank, there is less paperwork.
    9. In the end, the Relationship managers are instructed thoroughly to guide and serve you in the entire procedure of Gold Loan.
    Offline Process to Apply for Gold Loan Mulund

    From the nearby bank branches, you can avail of a gold loan. Just search Gold Loan Banks or Branches near me on google. Google will take on all the branches of banks and finance companies providing loans. You have to select them according to your knowledge, but if you apply on Dialabank, you will get your loan in a quicker and better manner.

    Processing Fees / Prepayment Charges on Gold Loan Mulund

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mulund

    Having a good CIBIL score is required when you are applying for a gold loan, that is every lending institution has its standard for the minimum CIBIL score required for processing a Gold Loan application in Mulund. Most institutions require a 750 minimum score for your gold loan processing.

    Aside from the CIBIL score, the institutions look after the record of your previous loans if any. This includes the type of loan has taken and the amount you have borrowed. Make sure you do not have any delayed payments of your previous loans, then it will create a hurdle in the gold loan application.

    Gold Loan Mulund Agent and Contact

    One of the leading and trustworthy gold loan agent in Mulund is Dialabank.

    You can apply online at Dialabank.com or call at 9878981144.

    Visit our website Dialabank.com.

    Gold Loan Mulund Contact Number

    Call at 9878981144 and get instant help and approval for Gold Loan in Mulund.

    Pre Calculated EMI Table for Gold Loan Mulund

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Mulund

    Mulund is the outlying district in the north-east of Mumbai, Maharashtra, India. It is marked at the end of the city, Mumbai. It is known for skyscrapers and large green spaces.