Gold Loan Mulund

AT 0.75%* INTEREST RATE
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Gold Loan Mulund

Best Banks for Gold Loan in Mulund

Feature
HDFC Bank
Private Bank
Muthoot Finance
Interest Rate
9.90%
10.50%
12%
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
1 month to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Preclosure Chgs
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
2500
2600
2700*

Gold Loan Mulund Features

gold loan mulund

Do you run out of money? Do you want anyone who will offer you help? 

When you ask for help, then somebody can provide help to you. So, there is a gold loan available for you at an attractive interest rate.

The gold loan has fewer paperwork requirements. You can easily get it. Due to security issues, you can avail of your loan approval in 48 hours after the verification process.

Gold Loan Mulund helps you by providing financial help at the best affordable rate of interest. For availing of a gold loan, a good source of income and a good credit history is the necessity. This will also help in making your loan approval and verification process faster.

In addition, you will get a loan up to 75% of the market value of gold because of the variations in the market value of the gold.

Gold Loan Rate Per Gram Today in Mulund

Updated - Gold Loan Per Gram Rate w.e.f Nov 16 2024

Gold Weight Gold Purity
24 Carat
Gold Purity
22 Carat
Gold Purity
20 Carat
Gold Purity
18 Carat
1 gram 4621 4290 3900 3510
10 gram 46210 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

Gold Loan in Mulund Interest Rates and Charges

Feature
Gold Loan
Interest Rate
Processing Fee
Tenure
HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

Gold Loan in Mulund Documents Required

  1. Identification Proof can be any of the following:
  • Passport Copy
  • Voter ID Card
  • Driving Licence
  • Aadhaar card

2. Address Evidence can be any of the following:

  • Ration Card
  • Electricity Bill
  • Rental Bill
  • Passport Copy
  • Trade Licence
  • Shop Licence
  • Sales Tax Certificate

3. Proof of Signature can be any of the following:

  • Cheque
  • Passport Copy
  • Driving Licence
  • Banker’s Verification

4. Passport Size Photographs: 2

Supplementary Documents Required for Gold Loan Mulund

  1. No requirement of Land Evidence: If you want to get an Agriculture Loan of more than 1 Lakh Rupees.
  2. A Promissory Note: Compulsory
  3. Bank will arrange: The Jewel Appraiser Certificate
  4.  Salary Certificate and Form No.16 is important as Income Proof.

Gold Loan in Mulund Eligibility Criteria

  1. The minimum age can be 21 years
  2. The maximum age can be 60 years.
  3. Must be an Indian Citizen.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Mulund

Online Process to Apply for Gold Loan Mulund

You can apply for the Gold Loan Mulund at Dialabank.

A simple form will be filled by you online.

Then, you will get in contact with our representative. Furthermore, essential documents will pick up from your doorstep.

For any query about Gold Loan Mulund, you can call on 9878981144 anytime.

Dialabank is considered as the best platform for the gold loan online application. Few reasons for them are:

  1. Dialabank is India’s financial helpline(FIRST).
  2. It provides the best financial services to customers in India.
  3. Assists you free of cost i.e., there are no additional charges of applying for a gold loan online with Dialabank.
  4. Another thing is to get a high LTV of your gold.
  5. The bank has a good reputation among the customers because it provides the best and fast services.
  6. Apply for a gold loan through Dialabank, then you will get a low rate of interest.
  7. For the easy procedure, Dialabank provides a document pickup facility from the doorstep of the customer.
  8. When applying for a gold loan through Dialabank, there is less paperwork.
  9. In the end, the Relationship managers are instructed thoroughly to guide and serve you in the entire procedure of Gold Loan.
Offline Process to Apply for Gold Loan Mulund

From the nearby bank branches, you can avail of a gold loan. Just search Gold Loan Banks or Branches near me on google. Google will take on all the branches of banks and finance companies providing loans. You have to select them according to your knowledge, but if you apply on Dialabank, you will get your loan in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Mulund

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Mulund

Having a good CIBIL score is required when you are applying for a gold loan, that is every lending institution has its standard for the minimum CIBIL score required for processing a Gold Loan application in Mulund. Most institutions require a 750 minimum score for your gold loan processing.

Aside from the CIBIL score, the institutions look after the record of your previous loans if any. This includes the type of loan has taken and the amount you have borrowed. Make sure you do not have any delayed payments of your previous loans, then it will create a hurdle in the gold loan application.

Gold Loan Mulund Agent and Contact

One of the leading and trustworthy gold loan agent in Mulund is Dialabank.

You can apply online at Dialabank.com or call at 9878981144.

Visit our website Dialabank.com.

Gold Loan Mulund Contact Number

Call at 9878981144 and get instant help and approval for Gold Loan in Mulund.

Pre Calculated EMI Table for Gold Loan Mulund

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Mulund

Mulund is the outlying district in the north-east of Mumbai, Maharashtra, India. It is marked at the end of the city, Mumbai. It is known for skyscrapers and large green spaces.