Major Gold Loan Providers in Maur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Maur Features
Running Out of cash?
No idea what to do?
Should we suggest for you?
Our Suggestion for you is not to worry because Gold Loan is available for you and at the very affordable interest rate and with very few documentations
Moreover, your loan will be approved within 48 hours after the verification.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Maur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Maur
All you need is Proof of Identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card) and also Proof of Address (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate)
The signature proof is required and 2 passport-sized photographs.
Additional
A Demand Promissory Note
A Certificate by the Jewel Appraiser (Bank will arrange) and also
Income Proof i.e Salary Certificate and Form No.16
Land Proof: In case of Agriculture Loan of more than Rs. 1 lac
Eligibility Criteria for Gold Loan Maur
Minimum age of the individual should be 21 years and maximum can be up to 60 years
Nationality- Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Maur
Online Process to Apply for Gold Loan Maur
- Apply online at Dialabank website easily
- Just fill the simple form to start the procedure
- You will get a call back from our representative and Get help and suggestion
- You will get a document to pick up facility.
You can call on 9878981166 anytime, for more information.
Dialabank is considered as the best platform to apply for a gold loan online. Reason:
- India’s first financial helpline
- Best financial services to customers
- High LTV of your gold
- Good reputation among the customers
- You apply for a gold loan on Dialabank
- Door Step facility is been provided for documents pickup
- little paperwork is required
- The trained team will guide you throughout the process
- low HDFC Gold Loan Interest Rate at Dialabank
You can call on 9878981166 anytime, for more information.
Offline Process to Apply for Gold Loan Maur
Muthoot Gold Loan, HDFC Gold Loan and other banks are also providing offline service. But, you have to visit those departments and apply for the loan and have to visit many times.
Whereas, Dialabank can do that for you in a quicker and better manner.
You can call on 9878981166 anytime, for more information.
Processing Fees / Prepayment Charges on Gold Loan Maur
CIBIL Score Required for Gold Loan Maur
- CIBIL score is important
- Less score may create a barrier
- 750- minimum score
- Detailed behaviour on the previous loans will be checked by the authority
- Delayed payments can create problem while processing and can pause your process
- You can call on 9878981166 anytime, for more information.