Best Banks for Gold Loan in Manikonda
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Manikonda Features
Require cash urgently?
Go with per gram Gold Loan Manikonda and alter your visions into a cloth universe.
Being the safest and securest methodology of funding in 2-3 hours, gold is kept as security reciprocally of monetary aid.
You will be provided up to 75% of the value of the gold thanks to the frequent fluctuation within the rates.
Gold Loan Rate Per Gram Today in Manikonda
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Manikonda Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Manikonda Documents Required
- For Evidence of Identity: Passport Copy/ Aadhaar card/ Voters ID card/ Driving License.
- For Address verification- Certificate of SalesTax/Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/ Trade license / Shop & Est. License
- For Signature identification: Driving License/ Passport Copy/ Banker’s verification/ Cheque.
- 2 passport size photos.
Additional Documents Required for Gold Loan in Manikonda
- For Land identification/ land proof- Agriculture Loan of more than Rs. 1 lac, land evidence. (Not for Allied Agro-purpose)
- The Demand Promissory Letter.
- Statement by a Jewel Appraiser (Bank will arrange).
- For Income source verification: the Salary proof of the past 3 months and Form No.16.
Gold Loan in Manikonda Eligibility Criteria
- The candidate ought to be 21 years.
- The applicant’s age cannot exceed 60 years.
- He/she should be a national resident of India.
How to Apply for Gold Loan in Manikonda
Online Process to Apply for Gold Loan in Manikonda
We recommend Private, Axis, HDFC and others to apply for a interest rates on gold loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Manikonda. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Manikonda
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Manikonda’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Manikonda
CIBIL Score Required for Gold Loan Manikonda
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Manikonda. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Manikonda Agents and Contact Number
Dialabank is one in every of the leading money consultants in Manikonda. Visit Dialabank to apply online or contact 9878981166.
Dialabank is related to the highest loan suppliers within the country. Our specialists assist you in choosing the most effective offers for you as per your demand. {you may|you’ll|you can} merely fill a basic on-line kind on our website and our supervisors will get in reality with you instantly.
Contact 9878981166 for immediate help and approval of your Gold Loan in Manikonda.
Pre Calculated EMI Table for Gold Loan Manikonda
About Manikonda
Manikonda is a business core and a domestic space in Hyderabad presently called Secunderabad in the Republic of India. The place has distended recently because of the proximity of incidental package organization organisations all across Manikonda.
