Gold Loan Mandya

AT 0.75%* INTEREST RATE
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    Gold Loan Mandya

    Major Gold Loan Providers in Mandya

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Mandya Features

    Gold Loan Mandya

    Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals. If the borrower fails to repay, the loan can be renewed. Avail Gold Loan through DialaBank in just few minutes.

    Gold Loan Mandya Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Mandya

    1. A Demand Promissory Note
    2. 2 recent colored passport size photographs
    3. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
    4. Identity proof such as Aadhar Card/ Driving License/Passport/Voter’s ID,etc
    5. Signed Application form
    6. Certificate by the Jewel Appraiser (Bank will arrange)
    7. Signature Proof: Passport/Driving License/Banker’s verification
    8. Land Proof: Only for agriculture loan above Rs 1 Lakh.(not required for allied agricultural purpose)
    9. Proof of Income (i.e. salary slips/ Form 16) of borrower

    Eligibility Criteria for Gold Loan Mandya

    1. The minimum age of the individual should be 21 years and maximum up to 60 years.
    2. Applicant must be Indian National
    3. Applicant should be salaried or self-employed

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Mandya

    Online Process to Apply for Gold Loan Mandya
    • You can avail Gold Loan rate per gram Mandya with a single click while sitting at home.
    • Our customer relationship manager will be providing you the service of helping you choose the right type of loan for you.
    • Just fill a simple form so that our customer care department can look up for your finances can check your financial status and your eligibility for the loan that you have applied.
    • You will be led to the right banker for more details on your Loan. The bank executives will arrive at your doorsteps to collect the required documents from you.
    • You have to visit the bank only at the time of submission of gold. The rest will be taken care of by the Bank’s executives.

    Dialabank is considered as one of the best platforms to avail jewel loan for the following reasons:

    1. Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
    2. The bank has a good reputation among the customers because of its best services.
    3.  Dialabank provides document pickup facility from the doorstep of the customer.
    4. Gold Loans can be availed at a low gold loan interest rate with a minimum documentation requirement
    5. No service charge or additional fee is applicable
    6. The executives of Dialabank are trained and assist the customer without any hesitance
    Offline Process to Apply for Gold Loan Mandya

    Gold Loan can also be availed through an offline process that requires market research as well as physically paying a visit to the bank.

    The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.

    Processing Fees / Prepayment Charges on Gold Loan Mandya

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Mandya

    Most of the major banks and NBFCs offer Gold Loan do not require CIBIL score. The applicant should have all the necessary documents.

    Gold Loan Mandya Agents

    Dialabank is the leading agent for availing Gold Loan in Mandya. You can apply online at www.dialabank.com or give a call at 9878981166

    Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.

    Gold Loan Mandya Contact Number

    Call 9878981166 and get instant help and approval for Gold Loan in Mandya.

    Pre Calculated EMI Table for Gold Loan Mandya

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Mandya

    Situated in the state of Karnataka, Mandya is one of the leading producers of sugarcane in India. Various temples are there in the city and the place is famous for its food culture.

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